Fixed Penalty Notice

clueless1

My partner has just received a Fixed Penalty Notice (Non endorsable offence) from the police for failing to wear a seatbelt.
I am not going to make any excuses for him because I constantly nag him about this. Anyway, it is a £30 fine but no points to go on the licence.
Can anyone tell me if this is relevant for insurance purposes? Is this classed as a motoring offence and will we need to declare when we come to renew our car insurance?

Conor_3

You only need to inform them of endorsable offences.

exel1966

You certainley don't need to inform your insurance company, BUT it may be worth checking to see if failure to wear a seatbelt (driving illegally) renders the insurance invalid ? Was just a thought, I really have no idea whether they could apply a ruling like that, but insurance companies are very adept at finding a way out of paying money.

Riq

Can I ask why he doesn't wear a seat belt? I've never understood why anyone would not wear a seatbelt.

But in answer to your question, no, you dont have to tell your insurance at all.

anewman

Riq wrote: »

Can I ask why he doesn't wear a seat belt? I've never understood why anyone would not wear a seatbelt.

I suspect it's too much effort to move one's left hand to the right and upwards, grasp the seatbelt, pull it across one's body and insert it.

I think there is some exception for people with certain medical conditions where a seat belt may do more harm than good, but pregnant women must wear seat belts and should wear the lap part as far down as possible or something?

clueless1

Riq wrote: »

Can I ask why he doesn't wear a seat belt? I've never understood why anyone would not wear a seatbelt.

But in answer to your question, no, you dont have to tell your insurance at all.

Because he is a idiot!:mad: No excuses really. I nag him constantly but he wont listen, I just hope that he has learnt his lesson.

LandyAndy

exel1966 wrote: »

You certainley don't need to inform your insurance company, BUT it may be worth checking to see if failure to wear a seatbelt (driving illegally) renders the insurance invalid ? Was just a thought, I really have no idea whether they could apply a ruling like that, but insurance companies are very adept at finding a way out of paying money.

It wouldn't. However, any payment for personal injury could be reduced if it was felt that the failure to wear one had contributed to the injury (quite likely).