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Contract Advice - Possible Debt

Sorry, I don't know where to put this.

I've signed up for a contract and after I had agreed to a 12 month contract and signed the forms, the 12 months was crossed out and replaced with 36 months.

Is it legal to deface a contract like this? It was one of those forms where you wrote on the top copy and the other 2 copies automatically were copied onto. It's clearly visible that this has been done.

If I wanted to argue this, would the fact that they have crossed out '12' and replaced it in handwriting with '36', have any support for me?

Thanks
«13

Comments

  • loopylu36
    loopylu36 Posts: 521 Forumite
    How do you know it has been changed to 36 months? Presumably your copy says 12? If this is the case then I don't see how any one can argue that the term was/is 36 months and if your copy says 36 months too how come you thought you were only signing up for 12?:confused:
  • RAS
    RAS Posts: 36,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Did you initial the handwritten alteration?
    If you've have not made a mistake, you've made nothing
  • kel123_2
    kel123_2 Posts: 476 Forumite
    what was the contract for?
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • Sylvester
    Sylvester Posts: 1,202 Forumite
    1,000 Posts Combo Breaker
    My copy says 36 months (Crossed out 12, 36 written in handwriting, underneath)

    12 was crossed out and replaced with 36 at some point that I was filling in other forms, without me knowing until I got home, as it was 12 when I signed it.

    The back of the contract says "You agree to remain a member of the club for a minimum period of one year..." no signs of 'three years'

    Basically, are companies allowed to cross conditions out and replace them in handwriting, or do they have to have a form with a printed '36' months?

    I've been duped :(
  • Sylvester
    Sylvester Posts: 1,202 Forumite
    1,000 Posts Combo Breaker
    RAS wrote: »
    Did you initial the handwritten alteration?

    No, I didn't.
  • Sylvester
    Sylvester Posts: 1,202 Forumite
    1,000 Posts Combo Breaker
    kel123 wrote: »
    what was the contract for?

    Gym membership
  • loopylu36
    loopylu36 Posts: 521 Forumite
    Well usually an amendment like that would be initialled so you could argue that you weren't aware of the change, hence you haven't initialled the amendment. Is this gym/health club membership? Have you actually tried to cancel it?
  • kel123_2
    kel123_2 Posts: 476 Forumite
    how long ago was this - is there a cooling off period? RAS is correct that on all documentation any crossing out or alterations must be initialled by the person taking out the agreement
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • Sylvester
    Sylvester Posts: 1,202 Forumite
    1,000 Posts Combo Breaker
    loopylu36 wrote: »
    Well usually an amendment like that would be initialled so you could argue that you weren't aware of the change, hence you haven't initialled the amendment. Is this gym/health club membership? Have you actually tried to cancel it?

    It is gym membership.

    I haven't tried to cancel it yet as I thought i'd ask advice first, although I do have contact details for them. I want to be armed with as much knowledge as possible!

    I searched this site and google and it seems these people are hard to get out of contracts with.
  • Sylvester
    Sylvester Posts: 1,202 Forumite
    1,000 Posts Combo Breaker
    kel123 wrote: »
    how long ago was this - is there a cooling off period? RAS is correct that on all documentation any crossing out or alterations must be initialled by the person taking out the agreement

    Yesterday.

    No cooling off period according to contract.

    So I have a leg to stand on then?

    I shall contact them and see how they react. Not sure how to word it, but i'll see what I can do.
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