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Contract Advice - Possible Debt
Sylvester
Posts: 1,202 Forumite
Sorry, I don't know where to put this.
I've signed up for a contract and after I had agreed to a 12 month contract and signed the forms, the 12 months was crossed out and replaced with 36 months.
Is it legal to deface a contract like this? It was one of those forms where you wrote on the top copy and the other 2 copies automatically were copied onto. It's clearly visible that this has been done.
If I wanted to argue this, would the fact that they have crossed out '12' and replaced it in handwriting with '36', have any support for me?
Thanks
I've signed up for a contract and after I had agreed to a 12 month contract and signed the forms, the 12 months was crossed out and replaced with 36 months.
Is it legal to deface a contract like this? It was one of those forms where you wrote on the top copy and the other 2 copies automatically were copied onto. It's clearly visible that this has been done.
If I wanted to argue this, would the fact that they have crossed out '12' and replaced it in handwriting with '36', have any support for me?
Thanks
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Comments
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How do you know it has been changed to 36 months? Presumably your copy says 12? If this is the case then I don't see how any one can argue that the term was/is 36 months and if your copy says 36 months too how come you thought you were only signing up for 12?
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Did you initial the handwritten alteration?If you've have not made a mistake, you've made nothing0
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what was the contract for?June 2005 = 48K of Debt

Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016
Happy so far tomorrows another day
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My copy says 36 months (Crossed out 12, 36 written in handwriting, underneath)
12 was crossed out and replaced with 36 at some point that I was filling in other forms, without me knowing until I got home, as it was 12 when I signed it.
The back of the contract says "You agree to remain a member of the club for a minimum period of one year..." no signs of 'three years'
Basically, are companies allowed to cross conditions out and replace them in handwriting, or do they have to have a form with a printed '36' months?
I've been duped
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Well usually an amendment like that would be initialled so you could argue that you weren't aware of the change, hence you haven't initialled the amendment. Is this gym/health club membership? Have you actually tried to cancel it?0
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how long ago was this - is there a cooling off period? RAS is correct that on all documentation any crossing out or alterations must be initialled by the person taking out the agreementJune 2005 = 48K of Debt

Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016
Happy so far tomorrows another day
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Well usually an amendment like that would be initialled so you could argue that you weren't aware of the change, hence you haven't initialled the amendment. Is this gym/health club membership? Have you actually tried to cancel it?
It is gym membership.
I haven't tried to cancel it yet as I thought i'd ask advice first, although I do have contact details for them. I want to be armed with as much knowledge as possible!
I searched this site and google and it seems these people are hard to get out of contracts with.0 -
how long ago was this - is there a cooling off period? RAS is correct that on all documentation any crossing out or alterations must be initialled by the person taking out the agreement
Yesterday.
No cooling off period according to contract.
So I have a leg to stand on then?
I shall contact them and see how they react. Not sure how to word it, but i'll see what I can do.0
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