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Astra/Focus..buy or lease.

gabyjane
gabyjane Posts: 3,541 Forumite
In a real dilemma as to what to do over getting a new car! I will start with the Astra.
OPTION 1:
  • ASTRA SPORT:To buy it will be around the £18k mark as want the sports version, to lease it is around the £210 per month mark off the top of my head..this includes tax and MOT, breakdown and hire car all of which we pay seperately now for.
  • FOCUS: Again to buy around £15k lease roughly the same as above.
BUT is buying one better? i just like the idea of having my own car again, although i don't know why as i will have paid this current one of in roughly 2 weeks and have nothing to show for really other than a devalued car! i know this goes for all cars but still..i guess just peace of mind if i was to dent it or anything!
So loan for £15kish or lease?

Thanks

Comments

  • taff007
    taff007 Posts: 108 Forumite
    How long do you intend to keep the car for? From the quick calculations I've done and from other comments I've read on the internet, if you're looking to keep the car for more than 2 or 3 years (depending on the model) then generally leasing will prove more expensive.
  • gabyjane
    gabyjane Posts: 3,541 Forumite
    Hmm not sure where all the other replies have gone?

    I would be fine with keeping a lease one for 2 or 3 years tbh, i get bored though! BUT for years i have loved astras so wouldn't mind having it longer.
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