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Wednesday 9/04/08 What small dfw things have you done today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will
  • Checked online banking
  • Done clicks
  • Storecupboard lunch
  • Cooking tea in slowcooker while I am at work. using up veg from fridge.
  • Recycle some paving slabs for some work in garden.
Have a good day everyone:D
Hi to any new posters:hello: and well done to everyone who posts regularly, there has been lots of positive stuff on this thread lately:T :T
Reduce,re-use, recycle.






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Comments

  • luxor4t
    luxor4t Posts: 11,125 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today I have
    - checked to see if Pigsback have posted the missing points as promised yesterday ( not yet :rolleyes: )
    - used quidco to research & buy a dvd, 'earning' / saving 56p
    - planned store cupboard meals
    - about to start WM (DSx2 now know where laundry basket is) as hope to line dry the washing
    -shall carry on tidying living room (like the Forth Bridge & painting!)
    I can cook and sew, make flowers grow.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Morning SM and all,
    Today I have/will
    checked online banking
    walk to bank
    have a NSD
    not buy cigs(saving £10)
    store cupboard/fridge meals
    done surveys /clicks etc
    that's it I think
  • andan
    andan Posts: 2,110 Forumite
    Morning all. Didn't get chance to post yesterday as was busy having a dfw day, with lots of mystery shops and training. Planned to have a lie in today but my over zealious boyfriend decided to come into the bedroom at 8am and put the computer on to start working, wasn't impressed!

    My dfw things for today are:
    -Have written up two mystery shopping reports
    -Have two more mystery shops to do
    -Then need to write up their reports
    -Pack bags for going away tomorrow
    -Lots of housework to do before i go
    -Hopefully place a/some matched bets
    -Look out for more mystery shops
    -Tidy some of bedroom
    -Sort out finances
    -Do some surveys
    -Sort through a load of paper work
    -Sort out massage stuff i need to take with me, the more practice the better masseuse i'll be!

    Have a good day everyone!
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    :hello: Hi all,
    Done piggyclicks.
    Having brekkie, lunch and dinner from cupboards/fridge
    Saving petrol by having tesco shop delivered tonight (had a voucher so it only cost me 75p!)

    Forgot I'd checked for mystery shops too!
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    I have:

    Checked online banking.
    Checked for mystery shops.
    Checked ebay sales - 24 items ending tonight :eek:
    Checked for CT on pigsback - none.
    Entered the pigsback comps.
    Entered loads of comps posted on the comps board.

    And I will:

    Post 1 ebay item, poss 2 if the PO arrives for the one remaining item.
    Chase up buyer, emailed yesterday, no reply.
    Walk everywhere rather than drive.
    Wash on 30 fast wash and airer dry.
    Meals from storecupboard/fridge.

    Think thats it!
  • Surfbabe
    Surfbabe Posts: 2,284 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have done the washing and it is drying on the line
    Checked on line account
    Done daily clicks
    sorted DS out ready to go back to Uni tomorrow
    Walked to Post Office but couldn;t post anything as it was closed as the auditors had arrived unexpectly and closed it for the day!!!!!!!!!!!!!

    Going to work later but thats all
  • Hi everyone, i was on a course yesterday so didn't get to pop on her!
    Today I have brought in breakfast and lunch, and am going to go to the bank to pay in a self-employed cheque... I am working on calling my car insurance company to negotiate them down if I can find a free room somewhere... done a piggy click and need to follow them up about missing points, too.
    Have just checked internet banking and done some minor changes to my spreadsheet, which is by far my biggest motivating tool, I hate having to change it for spends!!
    About to read martin's email for some tips!
    Hope it's sunny with you
    Thanks for doing the thread Sophiesmum - you are truly a dedicated daily DFW!
    Claire
  • Hello All

    today I've

    washing at 30 on quick wash
    line drying the above!
    paid in wages cheque for cleaning yipee
    checked online banking
    bought a brand new pair of curtains for $4 from charity shop!
    played on beach with my little girl while her brother was at pre-school, to save petrol usage!
    NSD
    hubbie treating us to chinese as he got a little tip yesterday yippeee

    best wishes
    Charlotte
    Toughest form of moutain climbing is climbing out of a rut
    I WILL be debt free!
    I WILL be happy!
    red pen member 4
  • Sunnydoo
    Sunnydoo Posts: 320 Forumite
    Hi all,

    Sunny but chilly here-is it ever going to get warm ?

    Today I have/will

    Checked online banking

    Done clicks/surveys

    Got a free proof copy of a book i would have brought anyway to review on a website

    Storecupboard meals

    Raided charity shops & got novel i need to read at uni next year for 20p,Next skirt similar to one is was gonna buy in Matalan for £2.50, 2 lipglosses for DD's b'day,39p each & couple of books & PC games to list on Amazon

    Sold something on ebay

    Posted ebay & amazon parcels

    DD is visiting her friend after school so don't have to make her tea
    Official DFW Nerd Club - Member no. 44

  • klane
    klane Posts: 272 Forumite
    - had a NSD so far
    - brought lunch in from home
    - did a mystery shop, got to fill in the report next
    - accepted 2 more mystery shops for Fri & Sat from a new company I signed up to
    - checked online banking
    - combining a work thing tonight with a social thing after, so most of the costs will be expensable hopefully.

    On a really crap tip though, I overslept for work this morning, and found the traffic warden had obviously been stood at the top of my street WAITING for the clock to tick over to 8am. They gave me a ticket at 8:01am for £50, providing I pay up within 14 days, otherwise it's £100 within 28. I did 3 hours unpaid overtime at work last night, so by the time I got home, the street was full and I could barely squeeze my car at the end of the road. It overhung the double yellow lines by about a foot. I can't really contest that, but for **** sake that was the last thing I needed to start today with. :wall: Not very good for being a DFW.
    Debt - Loan: £1150 C/C: £4763 @ 0%.

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