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12 months 0%

Hello

Does anyone know of a cc company who is doing the above at the moment. I am hoping to obtain one of these simply to put my car insurance premium on and pay off each month to aviod the 24.9% APR insurance companies charge if you take their monthly payment option!!!! Last year I used egg for my car insurance and they were (still are doing 0% for 12 months if you put your full insurance premium) on the your egg card. I am thinking this year I will be able to get a better deal elsewhere hence the reason for the new card.

Any ideas would be great

Thanks
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Comments

  • HelenR_3
    HelenR_3 Posts: 193 Forumite
    rach83 wrote:
    Hello

    Does anyone know of a cc company who is doing the above at the moment. I am hoping to obtain one of these simply to put my car insurance premium on and pay off each month to aviod the 24.9% APR insurance companies charge if you take their monthly payment option!!!! Last year I used egg for my car insurance and they were (still are doing 0% for 12 months if you put your full insurance premium) on the your egg card. I am thinking this year I will be able to get a better deal elsewhere hence the reason for the new card.

    Any ideas would be great

    Thanks


    The Bank of Scotland ONE card
    Keep on keeping on... :beer:
  • djohn2002uk
    djohn2002uk Posts: 2,323 Forumite
    rach83 wrote:
    Hello
    Last year I used egg for my car insurance and they were (still are doing 0% for 12 months if you put your full insurance premium) on the your egg card. I am thinking this year I will be able to get a better deal elsewhere hence the reason for the new card.
    Thanks

    Am I missing something here? If they are still doing 0%, how can you better that? :confused:
  • Reaper
    Reaper Posts: 7,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Am I missing something here? If they are still doing 0%, how can you better that? :confused:
    Egg only let you do it if you take out an Egg policy. OP wants to have the option of buying cheaper elsewhere.

    Try Sainsburys credit card. 0% on purchases for 1 year.

    Check they won't charge you any extra for paying by credit card though. If they do then get the Virgin card (0% for 9 months) so you can SBT cash to your bank account, then balance transfer the debt onto a new 0% card just before the 9 months is up.
  • Am I missing something here? If they are still doing 0%, how can you better that?

    I think that the OP meant a better deal on the car insurance.
  • sicker
    sicker Posts: 1,370 Forumite
    1,000 Posts Combo Breaker
    Try Halifax one

    John
  • asandwhen
    asandwhen Posts: 1,407 Forumite
    I have just paid for my car insurance with a sbt from citi at 2.9% for the life its not 0% but its certainly not 24.9%.
  • Reaper wrote:
    Try Sainsburys credit card. 0% on purchases for 1 year.

    Unfortately this is now only 10 months... only Halifax and Bank of scotland are offering 12 at the moment :)
    Former MSE team member
  • jeeves_2
    jeeves_2 Posts: 273 Forumite
    can you apply for the Bank of Scotland card if you've already got the Halifax CC?

    Jeeves
  • HelenR_3
    HelenR_3 Posts: 193 Forumite
    jeeves wrote:
    can you apply for the Bank of Scotland card if you've already got the Halifax CC?

    Jeeves


    hiya

    i have the halifax card at 0% 6 months and only a week or so later i spotted the BOS one at 12 months 0% and applied and got that one , only got a limit of £1700 though maybe because i have the halifax one , the limits fine though
    so maybe you can have both ?
    Keep on keeping on... :beer:
  • jeeves_2
    jeeves_2 Posts: 273 Forumite
    Cheers Helen...gonna try as i need to do a BT asap:)
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