Halifax -2.5 MoM

chrisandanne

izzybusy23 wrote: »

Those chirpy "look how fantastic my life is, yours is poo you loser" types will be hit hard and will whine the loudest.


I wonder how many of us are in the 'yours is poo, you loser' category?

I certainly am.. but then I put myself in that category because I DO feel inferior to friends etc because I haven't got a property.

Is it people making us feel like that, or are we doing it to ourselves?

I too lost my house due to divorce and haven't been able to buy since (that's not true actually....I haven't wanted to take on the mountain of debt that it would involve).

I have a 'friend' and everytime I see her she says 'are you still living in rented accomodation' she makes it sound like I'm in a homeless hostel !!. This has upset me... but TBH she lives in a one bedroom semi bungalow just a bit bigger than our dog kennel, I wouldn't want it, our rented house is much nicer than her house.

It's quality of life that really matters, every case is different as these threads demonstrate, what really annoys me is when people post things like 'you can't blame people for wanting to better themselves' as if people who own a house are somehow 'better'. As Pastures New said in her post life throws up all sorts and just because your friend had a big house and a BMW today doesn't mean she always will have...divorce at 45%....illness...redundancy......you never know what's coming, so no one should gloat about anything. Ax

neverdespairgirl

izzybusy23 wrote: »

She's far less chatty and tends to only reply to certain emails etc. I can only put this down to her thinking she is far superior than me.

Thats why I feel inferior!!!!

You shouldn't, it's nothing important. What lump of metal someone carts themselves around in is utterly irrelevant. If she does care, it's a useful indication that she's not worth spitting on if she's on fire.

fc123

LillyJ wrote: »

So all this "we used to have to save for deposits harder than you have to now days, we went without shoes and food and hot water just to be able to afford a house blah blah blah" is just crap?

I am fed up with older people telling us younger people that we just waste our money and don't deserve to be able to buy, when it turns out people were more reckless in the 80's!!!!!

Bought 1st house end '89 with 100% repayment mortgage from Abbey National.
2nd; 1996 went back to Abbey with 3 yrs accounts etc and got a 'Cashback' mortgage of 5% on completion. Repayment mortgage of 95%.
No bigger deposit as house 1 had no equity apart from a little bit of capital that we had paid off.

Young people have more stuff now as stuff is so much cheaper in real terms now.
Decent pair of jeans in 1986 cost £29.99.

My teenager is able to buy a whole new outfit from just 1 weeks allowance and she gets less than I did as a teenager (1970's) taking into account inflation...can't do the figures...my dad worked it out.

Only 25 years ago, people rented tellys as they were too expensive.

Each generation have difficulties, they just vary in type from one decade to another.

fc123

izzybusy23 wrote: »

I just do. Don't get me wrong, I've had property before, but made the wrong mistakes in men (3 times, don't ask!) and each time I got completely shafted and had to rent. Now I really DO need a home as I have a daughter due to start primary school next September I can't afford one and feel like a failure.

It doesn't bother my DH, but it gets to me that I've let opportunities pass me by.

You know, my school friend who I hadn't heard of for a while got in contact with me via facebook. We were like twins when we were at school and afterwards. She now has this fantastic house in a desirable area and drives a BMW X5. Her attitude towards me has changed now she knows I rent and drive a Rover 25. She's far less chatty and tends to only reply to certain emails etc. I can only put this down to her thinking she is far superior than me.

Thats why I feel inferior!!!!

People sometimes do that as they are the ones feeling inferior in terms of their own sense of self....the possessions / house status etc are all use to prop up the real person underneath.

As you get older, you can suss them out easier and avoid them! Mind you, you'll meet a few in the playground soon.


Just a quicky, known a friend of my sisters for 25 years;
she married well , so never needed to forge her own career, had the 2 kids and would go on and on about full-time motherhood (to put me down for needing to work) and her perfect life filled with mummy activities etc.

They had the big house and fancy hols etc and then, in a drunken moment once (at a party) she confessd to envying the fact I had built up a good business and had managed to raise the kids ok too.
By that time we all owned houses of similar worth (though they have mountains of savings) but she wanted the 'status' of a career too...yet I had envied the ease of her life (as I saw it).

So don't worry....the right bloke will appear when you least expect it too.

PasturesNew

fc123 wrote: »

So don't worry....the right bloke will appear when you least expect it too.

He'd better hurry up in my case .... not got that long left now!
And when he gets here, I'll nag him for taking so long.

Pez2

izzybusy23 wrote: »

I just do. Don't get me wrong, I've had property before, but made the wrong mistakes in men (3 times, don't ask!) and each time I got completely shafted and had to rent. Now I really DO need a home as I have a daughter due to start primary school next September I can't afford one and feel like a failure.

It doesn't bother my DH, but it gets to me that I've let opportunities pass me by.

You know, my school friend who I hadn't heard of for a while got in contact with me via facebook. We were like twins when we were at school and afterwards. She now has this fantastic house in a desirable area and drives a BMW X5. Her attitude towards me has changed now she knows I rent and drive a Rover 25. She's far less chatty and tends to only reply to certain emails etc. I can only put this down to her thinking she is far superior than me.

Thats why I feel inferior!!!!

Comparing yourself to others is a sure fire way of making yourself unhappy, and life's too short for that. As long as you have your health and your loved ones around you then you've got all you need, everything else like big houses and flash cars is just pride and vanity. Anyone who makes you feel small for not having those things isn't worth having around.

P.S. Remember that everyone likes to make out that they're doing better than they are. For all you know your friend's house and car where bought on a Northern Rock 125% Together mortgage and she's six months away from repossession.

MissMoneypenny

Treadmill wrote: »

I reckon all the mugs who sold in 2003 thinking a crash was just around the corner are partying too soon, there is no way house prices will ever go as low as they where in 2003, houses still cost more than they did last year even. The BOE will bail out the market by dropping the base rate to 4.75 in the next 12 months disregarding the fact that inflation will rise.

Quite why property prices are of interest to the BOE I don't know though.

Thanked you in error.

Just look on the DFW list as quite a few are selling for what they paid for their houses.

My friend's brother has a US$ mortgage and his rate is about 7%, so not much in the way of rate cuts passed on there either.