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few questions regarding 0% cards
mrluke
Posts: 247 Forumite
in Credit cards
hi guys and girls just a few questions
1.) i recently applied for a halifax cc to transfer my balance frm my RBS , to find out that i coudlnt do that because the halifax card is a RBS card so i would get charged the normal APR of 19% aposed to the 0% . I have only just recieved this card and have not activated it . Does this mean the Balance transfer hasnt started yet ? and can i just cancel the card ?
2.) i want to apply for a new card . i like the look of the barclay card , but i did have one a few years back but canceld it .. am i able to reapply for it again ? and get a new 0% card ?
1.) i recently applied for a halifax cc to transfer my balance frm my RBS , to find out that i coudlnt do that because the halifax card is a RBS card so i would get charged the normal APR of 19% aposed to the 0% . I have only just recieved this card and have not activated it . Does this mean the Balance transfer hasnt started yet ? and can i just cancel the card ?
2.) i want to apply for a new card . i like the look of the barclay card , but i did have one a few years back but canceld it .. am i able to reapply for it again ? and get a new 0% card ?
0
Comments
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1. Halifax is plain old Bank of Scotland...not Royal Bank of Scotland (as in RBS/NatWest etc).
2. Yes.0 -
thank u for the reply.
so im right in thinking . i can transfer my RBS creditcard to the New halifax card using the special 0% rate as halifax is Bank of scotland and not RBS .0 -
No reason why not.Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0
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thanx for the reply guys .
got it sorted 2day . over and done in 5 mins ...
just had me confused as i assumed RBS was bank of scotland lol0
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