few questions regarding 0% cards

mrluke

hi guys and girls just a few questions

1.) i recently applied for a halifax cc to transfer my balance frm my RBS , to find out that i coudlnt do that because the halifax card is a RBS card so i would get charged the normal APR of 19% aposed to the 0% . I have only just recieved this card and have not activated it . Does this mean the Balance transfer hasnt started yet ? and can i just cancel the card ?

2.) i want to apply for a new card . i like the look of the barclay card , but i did have one a few years back but canceld it .. am i able to reapply for it again ? and get a new 0% card ?

YorkshireBoy

1. Halifax is plain old Bank of Scotland...not Royal Bank of Scotland (as in RBS/NatWest etc).

2. Yes.

mrluke

thank u for the reply.

so im right in thinking . i can transfer my RBS creditcard to the New halifax card using the special 0% rate as halifax is Bank of scotland and not RBS .

Clariman

No reason why not.

mrluke

thanx for the reply guys .
got it sorted 2day . over and done in 5 mins ...

just had me confused as i assumed RBS was bank of scotland lol