reclaiming card charges after debt sold on? (capital one)

brightonman123

i was making payments on a (cancelled) card, and had applied for statements - since then, cap1 have since sold the debt on.

who do i apply to, for the charges now? i guess the new firm wont be interested, as woukd affect their profit margin..?

manager1

I had same problem and sent Template letter from this site to Capital one with account number and they sent them to me...Hope this helps?

brightonman123

thanks- i got the copy statements, then debt sold letter..

hmm. is that a way for cap1 (and others) to get out of repaying any dodgy fees..?

manager1

I got a cheque today from Cap1 and they got lowell to clear the debt...:-)
Thank MSE

dmg24

Or you could just pay your bills on time?

System

dmg24 wrote: »

Or you could just pay your bills on time?

How very useful

Tribulation

dmg24 wrote: »

Or you could just pay your bills on time?

While there is a certain element of the population that seem to do everything possible in order to get away with not paying what they owe, you cant make that judgement about everyone.

Due to health reasons, I found myself too overcommitted a few years ago and after priority bills such as mortgage and council tax were paid, simply didn't have any money left for some others, and ended up with some of my debts being passed to debt collecting agencies.

Since getting myself back on my feet, I have paid back all I owe, but being through what I went through, I would never judge others (without knowing more details first)