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Can you demand your car not to be written off?
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MercilessKiller
Posts: 7,143 Forumite
Hi ther. Following on from my previous post "Written off at 17! Ouch" I have found information which suggests that legally you can demand your car NOT to be written off.
If i took this route of action, what would happen?
Thanks
If i took this route of action, what would happen?
Thanks
[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]
- Bob Dole, Republican presidential candidate[/FONT]
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My father had his car broken into about two years ago and vandalised and as it was of such low value the insurers wrote it off. At the time we took advice about disputing the ruling and was told that the insurers would charge us for towing the car back and would refuse insurance on it. The DVLA would be advised that the car was written off which would mean huge problems even if we did get it roadworthy as records would show the car was a write off.
In the end we didn't persue the matter as my father had to keep the car on the road as he had no drive or garage and we were told on a legal forums that keeping the car physically on the road as a write off would be an offence.
SooI’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.0 -
Thank you for the advice. Just trying to figure out possible scenario's for different replies from the insurers. Find out later today :x[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0 -
MercilessKiller wrote:Thank you for the advice. Just trying to figure out possible scenario's for different replies from the insurers. Find out later today :x
Good luck for that, hopefully it won't be a write off and that will solve some of the immediate problems at least.
SooI’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.0 -
Good news!
Just found out insurance company are fixing it!!! WAHOOOOO
Thanks so much for your help![FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0 -
Honest John (the Telegraph's motoring correspondent) reckons that, if it's a third party claim, you can insist on the car being repaired not written off.
But as you were responsible for your accident, merciless, and as Soo's father was claiming for malicious damage rather than against a third party, you can't insist on it being repaired - your insure has the right to refuse to repair if it's economically not worthwhile.
I'm glad to hear that they are happy to repair it, merciless - way to go!0 -
Wahaaayyyyy!!! Great news!!!! :beer:I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.0
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Great news indeed.
The excess charge is enough to keep me down money wise, but at least I have a car at all now.[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0
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