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Advice for my parents please

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Comments

  • Meltdown_2
    Meltdown_2 Posts: 471 Forumite
    100 Posts
    I actually made this site his home page on his laptop!! So with a bit of luck his curiousity will get the better of him

    Er, so that he can see you called him a stubborn old man? ;)
    He is 61 and won't even apply for a free bus pass as he thinks it's not for him!
    61 isn't old these days - look at someone like Keith Richards at 64. (Hmmm ... on second thoughts ;):D).
    If he prefers to walk (or jog) everywhere, then why not ...
    Imprudent granting of credit is bound to prove just as ruinous to a bank as to any other merchant.
    (Ludwig von Mises)

  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Meltdown wrote: »
    Er, so that he can see you called him a stubborn old man? ;)


    61 isn't old these days - look at someone like Keith Richards at 64. (Hmmm ... on second thoughts ;):D).
    If he prefers to walk (or jog) everywhere, then why not ...

    I'm going to be 73 later this summer and I would personally kill anyone who referred to me in the terms you've used about your Dad.

    I haven't got a bus pass either because it would be useless to me. I intend to carry on driving as long as possible. For a man with a heart condition, walking to the bus, waiting at bus-stops and all the other hassle of public transport would possibly be too stressful and too exhausting.

    Having said all that, I concur with the others - seeing an IFA is the way to go. I'd certainly consult an IFA with that sort of money, the need to produce an income to live on etc. I wouldn't take advice from a bank because they can only sell you the bank's products. Which may be OK, but then again, there may be better options out there. An IFA has a two-fold function - looking at your parents' total financial situation, and scanning the whole market to come up with the best choice.

    HTH
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • Sorry Margaret but I called him a stuborn proud old man and that's exactly what he is! It's not derogatory more factual. Not sure why that would upset anyone - it certainly wouldn't upset him.

    Anyway I agree with you about him not actually needing a bus pass as he still drives and does like to walk daily (good exercise after a tripe heart bypass) but he gets very shirty when he does use public transport and I suggest he is entitled to a pass. In denial I think!

    I hope he DOES see this post and wakes up and smells the coffee!!

    HI DAD!! (waves) I hope I've helped your money work harder for you! :-)

    It all works out good in the end.
    If it's not good, it's not the end!
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    The point was, I agree with Meltdown - 61 is no age at all!!!

    I fell in love all over again at 62 and remarried at 66. I still don't think of myself as 'old'.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • Actually I do agree with you, my grandma always looked old - like a 'proper grandma' when she was 50 never mind 62. But my parents are nothing like her - very 'young' for their age and I hope to age exactly like them!

    It all works out good in the end.
    If it's not good, it's not the end!
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