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Moneyweek: Why this housing crash could be worse than the 1990s
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chucknorris wrote: »I did too, my dog's insurance was going up to £33 a month as well as a £70 excess introduced the year earlier and a 25% contribution to all vets bills coming next year when he reaches his 9th birthday.
I cancelled it because I thought it was very poor value, if he needs an expensive operation he would still get it, as I would pay for it. I just didn't want to pay £33 a month (plus future rises) which only covered a the first £5,250 anyway (7k less 25% contribution) as that is awfully bad value.
We cancelled our cats' insurance when we went to Italy: it wouldn't cover us for more than 30 days out of UK. Besides which we are ''liquid'' so getting our hands on money is not an issue. We have one older horse insured: because she'd be hard to reinsure again when we are not liuid, and because horse thihngs can leap into 5 figures before you know it. I now have a separate savings plan for ''pet insurance'' into which we pay what we would pay for insurance and plan to let it build up.0 -
lostinrates wrote: »We cancelled our cats' insurance when we went to Italy: it wouldn't cover us for more than 30 days out of UK. Besides which we are ''liquid'' so getting our hands on money is not an issue. We have one older horse insured: because she'd be hard to reinsure again when we are not liuid, and because horse thihngs can leap into 5 figures before you know it. I now have a separate savings plan for ''pet insurance'' into which we pay what we would pay for insurance and plan to let it build up.
Me too, Mills (our lab/springer cross) has his own savings account, I will probably never take out pet insurance again. I will always self insure (it was with M&S who I believe also self insure) from now on.Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop0 -
my cleaner is £10 an hour
An interesting recent article here imo. We don't have a cleaner, and wouldn't get one even if the market rates for cleaners fall as significantly as I expect them to - (although I have nothing against those who prefer to pay for a cleaner either.)Recent research suggests having a cleaner is still something only a small minority enjoy. According to a Mintel survey of more than a thousand adults, 6% had a regular cleaner, 2% had somebody in occasionally and 1% had done but could no longer afford it.
The number of people using cleaners had risen in the last few years, before tailing off in 2008 as the recession bit.
But the most remarkable thing in the Mintel survey was that only 10% of those surveyed said they would get a cleaner if they had the money. It suggests that for most people, bringing in an outside cleaner is not seen as a necessary outgoing.0 -
An interesting recent article here imo. We don't have a cleaner, and wouldn't get one even if the market rates for cleaners fall as significantly as I expect them to - (although I have nothing against those who prefer to pay for a cleaner either.)
Probably don't want someone nosing around their house
'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher0 -
An interesting recent article here imo. We don't have a cleaner, and wouldn't get one even if the market rates for cleaners fall as significantly as I expect them to - (although I have nothing against those who prefer to pay for a cleaner either.)
a good article - i'm pretty sure that we could get the cleaning done ourselves but if we did do it we would have to sacrifice other things that we like doing and obviously enjoy more. it may be a bit conceited or spoilt but it's about enjoying life for us and not worrying about the chores and stuff that isn't much fun...0 -
HAMISH_MCTAVISH wrote: »
They are misguided enough to believe that posting on a web forum can impact prices.
Truly deluded.
Oh the irony.0 -
chucknorris wrote: »Maybe I am falling behind the times I pay both my cleaner and gardner £8 an hour, I will look at again at local rates to make sure we are paying enough. Although I am thinking of doing the gardening myself next year in the better weather it's not that unpleasant to do.
Crikey ! Looks like I'm overpaying !
My gardener is £15 per hour (but he's excellent) and the cleaner id £10 per hour. Might need to reassess the cleaners' rates soon, methinks0 -
nollag2006 wrote: »Crikey ! Looks like I'm overpaying !
My gardener is £15 per hour (but he's excellent) and the cleaner id £10 per hour. Might need to reassess the cleaners' rates soon, methinks
London rates.... a complete rip off.
You can get a good quality book keeper around here for £8 per hour.0 -
You are all overpaying, just import someone from Thailand and chain her to the house.
One 20 min shower and food, then your house is always clean.0
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