Friday 4/04/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Storecupboard lunch
• Cook for oldies and eat for free:D

Hi everyone, it's Friday:j :j :j
Hope you all have a good day, roll on the weekend:D

sallyx

Um Now what have I done,
Been around the house and turned off all sockets that don't need to be on...again (when will DH learn!)
Insisted that we continue to use our push mower rather than buy an electric one
Just about to check the bank and then I want to order my credit files again...its been a while and im frightened by what I might find!

SmellyOldSock

Morning!

today i will/already have

checked on-line banking
done quick wash on 30
hung washing out (sun is shinning again!)
have a no spend day (yippeee)

have a great day everyone

best wishes
Charlotte

claireabelle_2

Hi everyone! It's a lovely day in London and it's Friday! :j

• Today I have brought my lunch in,
• have checked my banking online (as OH is waiting for his new switch card, i've lent him mine so am keeping a close eye... but don't worry, i know his log in to transfer what he spends!!)
• Tonight I am helping a skint pal and her fella out by giving them a lift to the west country where i'm headed this evening (not dfw for me, but it is for her!) will drive at 60 (poor car with four adults!)
• checked for mystery shops and they only have lunch ones so no good today as that'd be one lunch too many...

Have a fantastic day and look forward to reading everyone's progress later!
Claire

taxi73

Morning all,
Today I have/will
have a NSD
check online banking
walk to the bank to do banking
save £10 by not buying cigs
do clicks etc (if I ever get any)
do washing and hang on line
eat store cupboard /freezer food

That's it I think..if anything else I will put it on later

mrsclecoco_2

Hi all today i have/will
-wash at 30 and line dry or airer if it rains
-walk DD to nursery again instead of driving
-bank 3 postal orders i recieved yeasterday for sold ebay items
-post 2 ebay items
-chase up money I should be recieving for a missed sold ppi
-print my reclaiming cc charges letter at work (using their ink,paper and elec)
-take home made lunch
-make a list food monthly food shop and stick to it!
other than that not much else i'm having a lay day!

-

WelshWoofer

Hi,
Today I have / will......

• bring lunch to work
• not buy another can of 60p pop from the machine in work
• check on line banking
• make sure credit cards are up to date
• try to budget for the next 10 days until pay day so as to not go overdrawn
• eat out of the fridge/freezer to use fresh stuff up
• not do 2 or 3 loads of washing just because its the weekend (a habit I inherited from my mum) - just because its Friday/Saturday doesn't necessarily mean that I HAVE to do the washing - I usually do it regardless of whether there's a couple of pairs of knickers, a few socks and a few tops or enough washing to clothe a football team! I will try to just do it when the washing basket is full, not just out of habit!
• Not go out tonight apart from a nice long dog walk before the weather turns again

Have a good day!
Keep your pennies in your pockets!

Sunnydoo

Hi all,

Lovely here in W Mids too-shame it's not supposed to last

Good weather is making me feel more positive so today I;

Done washing & line dried

Storecupboard meals

LSD,just Sun for Webkins coupons,ebay package & Amazon postage if anythign sells before school run(fingers crossed!)

Done clicks/surveys-actually found a Ciao one that let me do the whole thing & it paid 51p-woo hoo !

NPower sent estimated bill saying i owe them £71 & they are going to put my monthly Diect debit up £20 so i sent amended reading & changed suppliers(via Quidco of course!)

Checked online banking & worked out budget for month-it's looking ok so i must have forgotten something !

Paid Avon bill online so the money i get from customers is mine & can be used for DD's school trip & recorder lessons

got-it-spend-it

Afternoon all- working from home today so no spends on coffees or lunch.

-Check online banking- work have paid expenses which is good as I've already paid the money off c-card so the cash is mine!
-Done a wash at 30 and hung on line (may have to tumble for a couple of minutes but should mostly dry outside)
-Taken photos for eBay stuff- will wait till tonight to list
-Will sort through clothes and organise what can go to charity shop, what can be eBayed.
-Checked mystery shopping- signed OH up for one but nothing for me today.
-Pigsback clicks
-Tea will be homemade pizzas- made from storecupboard.

Think that's it for today.

GISI

Yorkielass

Today I have/will:

did a mystery shop at lunchtime
paid in the last of the cash from last Olympic Challenge and money I earnt between them (better than sitting on my desk)
done some surveys and clicks
will do a double batch of curry tonight and freeze rest in portions for homemade ready meals
check online banking

nunnygirl

Not a NSD for us, we both had eye tests this morning and OH has just been an ordered new glasses, but he has two lovely pairs for £100 (one of which will be sunglasses)

I am ordering mine from the internet, costing me £25 including lenses which is good

Traded in a DS game and had the money put on a special card which gives me 10% extra on my trade-ins then bought a new game

Got some stuff to dye my hair instead of paying over the top at the hairdressers

Done two wash loads at 30 and the second lot is out on the line drying in the breeze

Hopefully NSD tomorrow as OH is transfixed to his new TV and Xbox360!!