Thursday3/04/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Storecupboard meals
• Try and have a no spend day:rolleyes: didn't work yesterday OH bought a new drill:rolleyes:
• Use some veg up in fridge to make soup

claireabelle_2

:wave: morning all, lovely day!!
Today I have brought in breakfast and lunch from home
I will check internet banking next (should be nothing going on!)
I am going to the pigsback focus group in town tonight, free wine, nibbles, goodie bag and 5000 piggy points (it's about the weekly mailer so if anyone has any feedback they'd like me to pass on, let me know)
Will only spend a naughty 55p on a can of pop at lunchtime
Added - have just set up my council tax to be over 12 months, so I can throw an extra £20 a month off my credit card!
Cheers
Claire

sugarpants_2

Hi all!!

Today I will be doing -

- Going to work tonight (part time eve sales job)
- Wearing jumper so heating turned off all day
- Eating store cupboard foods
- Check online banking
- Check mystery shops

Wohoo Have a good day everyone.

luxor4t

Oh dear, little enthusiasm today!

- would do my Piggy clicks but have not had a ct for a few days and can't be bothered with the comps now that they have started giving 2 prizes to one winner again.

- do have the washing on the line ( but OH forgot to bring it in last night :rolleyes: )

- must try and list some stuff on E-bay, but is it worth it for 99p less exhorbitant costs?

- shall try to achieve something today so that money saving seems exciting again

mrsclecoco_2

today i have or will
-walked DD to nursery insread of driving
-taking DS to play group for a free cuppa and biccie!
-washed 3 loads on 30 and all on line drying
-transfered £100 fron my recent ebay sales into account ready to pay off from C.tax in may (getting ahead so hopefully paid up before dec)
-making store cupboard meals, hopefully will get to next wk without having to do monthly shop.
-list a few more things on ebay (if i can be bothered)
-do ironing later as DH is doing 5 hours overtime today, bless him 7am to 9pm.
-look on job centre website for me before i get made redundant
-have a nsd
other than that not much else apart from the usual running round after kids and cleaning up
x

shoeaddict

Hi guys!

Today I have/will

*check online banking
*eat home-made lunch and stay away from shops at lunchtime
*list some bits on Ebay for 5p listing day
*start work on a project that will earn me some more money
*make a yummy storecupboard/freezer meal

Think that's quite enough!

Cleosmum

Today I have:

Checked banking, all SO gone out ok, nice amount in there but earmarked for asda card (waiting til after 7th to try and get score up).
Read the money saving email on the site as it refuses to let me subscribe by email :mad:
Printed off some 2 for 1 days out vouchers.
Updated spreadsheet.
Updated sig :T
Looked at Cashplus prepaid card for improving credit rating, will keep it in mind and look into it more.
Worked out how much I need for milk and bread this week (£8.00) and put it aside, otherwise I will keep dipping into my purse and extras get added on

And still to do:

Ebay ebay ebay! Check sales and add more items.
Walk to diet club tonight.
Find out how much a journey is by bus for tomorrow, costing £10 in petrol, Im sure the bus must be cheaper!
Make a batch of soup.
Make some cakes.
May check for some mystery shops, may email company and ask if they have closed down, no shops since 7th march :rolleyes:
Will go to bed early, didnt nod off til 3.20am, too many (money) things on my mind!

talliedebtbuster

Hi everyone! Well done on all your things today, it does get easier each day i promise, this is my 5th day of DFW and i am getting there. I have been proactive and called into work and got myself a days overtime on saturday, my thinking was if i work, i wont spend, there is petrol in the car so no travel costs, ill make after tax and student loan about 100 pounds for the day!!! That can go towards paying off CC next month.

Other things today, i will need a pasta sauce for dinner, but i have sainsburys points so will use them!!lol I have just got a nectar credit card too with 25 pounds of free points. Will come through soon.

I am going round corner to library read the papers instead of buying them. Can do my research for uni there too!!

ooh i have got a free gym voucher for 12 days from local free paper! That will keep me busy next week

Keep at it everyone!!

Cleosmum

You could make your own pasta sauce

1 tin of basics chopped tomatoes
1 onion
1 clove of garlic
mixed herbs
You could add some chopped bacon too if you wanted to

sophiesmum_2

luxor4t wrote: »

Oh dear, little enthusiasm today!

- would do my Piggy clicks but have not had a ct for a few days and can't be bothered with the comps now that they have started giving 2 prizes to one winner again.

- do have the washing on the line ( but OH forgot to bring it in last night :rolleyes: )

- must try and list some stuff on E-bay, but is it worth it for 99p less exhorbitant costs?

- shall try to achieve something today so that money saving seems exciting again

Aww luxor you sound really fed up today, you have achieved lots already:T
I'm sending you some positive thoughts to cheer you up:D. , if that doesn't work there is always chocolate:EasterBun.

beemuzed

Have checked my online banking and found I could put some extra money against one of my cc debts. Made my own bread to avoid spending as all ingredients here already. Wish I could find a fortune somewhere as my motivation is not high.