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asked a thousand times I am sure - I am a newbie and in the ***t

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Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Morning depressed.
    You mentioned it's hard for your OH to get another job because of where you live. I wondered if phoning people to check they'd got their Yellow Pages was an option - see http://www.deya.co.uk/index.aspx?pageref=5130 apols if this doesn't cover your area or isn't suitable, but I worked for Yellow Pages last year and it was useful extra money.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Seawxyn - will try that.

    Okay while im posting. Just been to the supermarket for something for Sunday lunch. (Was going somewhere but change of plans) looking at all the choices, Chicken was the cheapest. Now that brought up a quandry. I am trying to be as financially astute as I can but I also have other values. i.e animal welfare issues, green issues etc etc. So do you buy the cheapest chicken and get the financial karma OR do you pay more for the Chicken and get the animal karma. Dont say become a vegetarian, as I would if it wasnt for the fact that I enjoy eating meat.

    Should I drive around, in a Prius, find a lonely chicken who looks lost. Read him a nice story befriend it and then kill it. Cook it and eat it satisfying all karmas (Except possibly the fact that a chicken may hunt me down in heaven.

    Its not as easy as it sounds this saving money lark.....
  • Bismarck
    Bismarck Posts: 2,598 Forumite
    Hey Depressed of Lincolnshire

    back off!!

    ;)

    the post was so long it needed editing....can't imagine how worthwhile the original version must have been....

    good luck with the laptop screen, Depressed...at least you didn't spill your mug all over the keyboard!
    For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 2007
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    hi depressed of lincolnshire

    sorry, sorry, sorry, but i have just found your thread and read from the start and i hurt from laughing - not at your financial predicament, but because you're so funny!!

    i hope your quest and efforts to become df are paying off, and keep posting - reading your thread is cheaper then going out for entertainment!!

    good luck!!

    po xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar wrote: »
    hi depressed of lincolnshire

    sorry, sorry, sorry, but i have just found your thread and read from the start and i hurt from laughing - not at your financial predicament, but because you're so funny!!

    i hope your quest and efforts to become df are paying off, and keep posting - reading your thread is cheaper then going out for entertainment!!

    good luck!!

    po xx


    Nurse says you must not encourage me - the dribble I produce using the pen to type with (This jacket does up at the back with very odd buckles) is creating a HSE problem due to saliva and electrics.

    (Thanks)
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • Okay thought I would just post an update - probably more for me than anything.

    Transferred the Bank Of Scotland to Virgin today so I have 15 months 0%. So BOS can swivel on a plate of ground glass!! That releases either £178 on a bad strain month or £178 off the total on a good month!

    Managed to finish one loan of which gives me £107 a month extra.

    Cancelled BT Broadband for my business £27 per month and signed up with SKY for a £5 a month (+ Evening and weekend Calls) so thats £22 a month

    Van went for its mot (Dreaded this) and it wasnt too bad. Blokes given me the list and I can do most of it at the weekend (Can go out anyway because I'm skint so might as well fix the van) taht will save about £200 in theory.

    Shot the dog. Tin a day @ £50p thats over £15 a month. Will get another when things are better. Oh and saves on the pet plan insurance... could I claim actually thinking about it. "While loading my shotgun I accidently......."

    so for the first week I have possibly reduced strain by £129 (More if credit card )

    Power to the people!!!!!!!!!!

    I didnt shoot the dog you gullible fools.....






    I poisoned her (Cheaper)
  • Snafflepants
    Snafflepants Posts: 101 Forumite
    PMSL at the dog thing!!! I have just sprayed lunch over my laptop....aahhh well

    Well done on the release of funds each month though...
  • monkey22_2
    monkey22_2 Posts: 118 Forumite
    How could you!?:mad:

    The people over on the OS board could have made three or four meals out of that dog, if you'd shot it rather than poisoned it.
    You're not really thinking MSE yet are you?;)
    Remember for next time....
    Worry is like a rocking chair - it keeps you busy but it gets you nowhere.

    £2014 in 2014. £0/£2014:)
  • Okay - another week passes. Virgin card arrived and was duly cut in half. 0% for 15 months and an achievement. Did a car boot yesterday (not for my funds but for a charity ) I hate car boots. I swear if you had the crown jewels, someone with three teeth, Starskys daywear and two cropped hair, out of control kids, would offer 50p or scoff if you said 50p.

    Took immense pleasure everytime someone asked the price fo saying xxp them scoffing and me then saying pay me what you think then. They couldnt answer that and walked away!!!!!

    Talking Abbey tomorrow about interest rates. I think I am on 7.2% must be better than that.

    Cleared out the contents of my van door pocket today. £6 of empty snack wrappers. What a waste and I dont need them. £6 a week in snacks is crazy - £300 a year!!!! no more!

    Made a pair of slippers from the dog I killed last week. There okay but keep making me !!!! my leg as I pass a table leg - spose it will pass.








    I didnt really make slippers.....





    it was gloves.....
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