Personal payment with credit card?

ukbound_2

Does anyone on this board know if I can use a credit card to make a payment to someone's personal bank account using one of their pre-printed pay in slips with their details on? I don't really want to draw out a large sum in cash and pay it in. You can use a card to pay bills in this way, but does it work for private individuals? Thanks, can't ask in a bank 'cos I'm not near one till tomorrow!

skyrider007

It should be possible (sounds like you've got a CC cheque). Please bare in mind that you'll be charged higher interest and cash withdraw fees.

lisyloo

using one of their pre-printed pay in slips with their details on?

Sounds like a paying-in slip to me rather than a cheque.

I don't think you can do it taht way (unless you use the card to draw out cash and pay that in - but that would attract interest and fees).
You could use paypal but you'd both need payapl account.
There would be some fees, but there is no interest.

CannyJock

ukbound wrote: »

Does anyone on this board know if I can use a credit card to make a payment to someone's personal bank account using one of their pre-printed pay in slips with their details on? I don't really want to draw out a large sum in cash and pay it in. You can use a card to pay bills in this way, but does it work for private individuals? Thanks, can't ask in a bank 'cos I'm not near one till tomorrow!

Doesn't sound like it.

You could get his sort code and account number from the pay-in slip and ask your bank to do the transfer tomorrow.

You could also do a BT to his credit card if he wants to give you the number you'd get a 3% fee added.

I'd just take the slip into the bank and get them to do it - no need to handle large amounts of cash.