We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Life Insurance & Medicals query
gallygirl
Posts: 17,240 Forumite
Does anyone know what the limit for life insurance is without having to have a medical?
We're 46 & 48, tried to get 200k policy but they want a medical. We both work long hours, away from home often overnight & subject to change at last minute so trying to arrange this is a nightmare (& no leave left till Aug!!!!) TBH would prefer to take out say 2 100k policies even if a little dearer to save teh hassle of trying to arrange/cancel appts.
Thanks folks. x
We're 46 & 48, tried to get 200k policy but they want a medical. We both work long hours, away from home often overnight & subject to change at last minute so trying to arrange this is a nightmare (& no leave left till Aug!!!!) TBH would prefer to take out say 2 100k policies even if a little dearer to save teh hassle of trying to arrange/cancel appts.
Thanks folks. x
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"
0
Comments
-
Does anyone know what the limit for life insurance is without having to have a medical?
It varies with different insurers and how you answer the questions.TBH would prefer to take out say 2 100k policies
Most insurers have a question that covers multiple applications being made and the sum assureds.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards