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Sunday 30/03/08 What small dfw thing have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I have /will
Hi to any new posters:hello:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I have /will
- Checked online banking -
- Done clicks
- Storecupboard meals
- Do some work on veggie patch- weather too wet yesterday
- Make a loaf in breadmaker
- Do some drilling in DD tack room myself to save paying odd job man to do it.
- Cook for oldies and eat for free tonight:D plus use leftovers for soup/stock/sandwiches:D
- Woke to an envelope with £20 in as won bonus ball at work:D (going to start my April challenge with that)
Hi to any new posters:hello:
0
Comments
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Today, I shall spend zilch
BLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!
THE KILLERS :cool:
THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:0 -
MOrning; I very rarely post on here but come into work to get stuff done and a break is needed! I have finally remembered to bring in 2 bras (which didn't fit) and the receipt from ASDA to get a refund. £14 due back which should pay for packed lunch ingredients for this week.0
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Morning Sophiesmum and all that follow
Today I:
* am working an extra shift
* am gonna use the free bus pass to get there and back (weather permitting!)
* will get a roast dinner for free whilst there (well I am cooking it!)
* will keep a diary of the events of the day, according to the advice of the area manager (doesn't sound very DFW but it is when put into context)
* have a tidy up when I get back in and 30 degree washing
* have an early night
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Morning all... today i will spend about five pounds.. going to try to use some vouchers instead of hard cash at self service tills....!! But if not then will have to pay up ! Have a great day everyone. Its gorgeous weather here in Northampton...although not ventured out as yet!DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
Good morning everyone :hello:
today i have/will- Check online banking & update spreadsheets
- Log into the new A&L accounts so i get the £20 from Quidco (x2 as i did one for OH as well)
- List some [STRIKE]crap[/STRIKE]quality stuff on fleabay
- do some washing at 30
- organise a lift to work tommorrow so i save on petrol & parking (car sharing is a fab way to save money!)
- do a meal plan for the week and send OH shopping (he only buys whats on the list otherwise i shout at him
so it means can't get tempted to buy "bargins")
TraceyAug 2006 £18,415.49
Jan 2008 £15,052.31
2008 Olympic Challenge £215.21/£1008
Boiler money £95/£1011.350 -
Morning everyone, nice sunny day here,hope it lasts.
Today i will/have.
Done keep fit dvd,free instead of paying at gym.
wash load at 30,drying in the garden
Lunch and tea from meal planner.
Plan meal planer.
NSD.
Check on line banking.
Keep heating off for as long as possiable.
Check all my free goodies i got from the vitatilty show,what i will keep and what i can ebay and sort out my coupons and put in my purse(i got at least £10.00 worth.)
I think thats all for today,everyone have a good day.0 -
just signed up to the £10 a day challenge so thought i would join this thread too to help keep me motivated. HEELLLLOOOO everyone.
had a very productive day so far...
claimed £15 from cashback site
claimed £5 from survey site
organised trade in of 2 old mobiles quoted £36 but it may be stretching the truth to say they are fully functional but hey any offer is better than nothing.. and registered through cashback site so there is an extra £3.60!
done some clicking
will be collecting another order for Avon (its my first campaign)
on friday bought a set of clippers from tesco £25 reduced to £17 which will use tonight on OH saving £8 at barbers!
i think i might just be getting the hang of this Money saving thing. it took 15 years of marriage to create the hole hoping it wont take that long to fill it in again!!!:confused:0 -
Hi all, I am a new poster. What do you mean when you say you've done clicks?
xtessx
Total debt at May 08 - £28,934.53 :eek:Proud to be dealing with my debts!Spendaholics Anonymous No 53 RED PEN MEMBER # 18 July grocery challenge £0/£2800 -
Hi
Have cooked 4 meals to go in the freezer for work next week. Nothing exciting only mince that I will have with various things but will save me from the dreaded vending machine.
xtessx Try this link http://forums.moneysavingexpert.com/showthread.html?t=609037 it may explain it for you
Take care
ym0 -
Hi everyone - today I will -
- check online banking
- finish aprils budget
- have a nsd
- dry washing on line instead of putting the heating on
- I have just cancelled an order for a new rug for my horse because she doesn't need it - I have managed to stop impulse buying for myself no probs but can't seem to stop when it comes to the horse!
Have a great day everyone x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0
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