can i reclaim my PPI

petermb_2

I would contact HSBC and request the information.
You need agreement no and the provider of the ppi.

sneddy1980

would they still give me this information even though i have 2 payments left to make

Paulo303-2007

I took out PPI when I got a £5k loan several years ago. I struggled with the repayments and the loan was changed to a "managed loan". This combined my original loan along with the ppi which was included in the total amount and my credit card bill.
I was made redundant in November and decided to make use of the ppi that I had taken out. I was then informed that the managed loan was not covered by ppi and that there was nothing they could do. How do I find out how much I paid in ppi and do I have a good case for getting it back.

petermb_2

Again paolo, SARN the lender and request a copy of the agreement and the transaction history. This should give you all the information you require.

I think this is a despicable practice. Just simply taking advantage of someone when they are down.

petermb_2

Sneddy, as you are still paying the loan they will have to provide you with the information when requested.

sneddy1980

i contacted my bank about who my ppi is with and this is the reply i got

The protection plan held in conjunction with your personal loan in held by HSBC.

so does this mean i just claim againest my bank?

lesley65

jonesMUFCforever wrote: »

petermb talks a lot about everything being illegal but to be honest I can't remember a single one where his comments have been confirmed by a poster or any poster that has followed his lead.

i would like to add a quick comment if i can, peter is helping me at present and i have found him to be very knowledgeable and helpful, as he says his services are free of charge so what have people got to lose

lesley

YEOSAL

_Andy_ wrote: »

I've had home insurance for many years and never claimed - I'm going to try and reclaim the premiums.

:rotfl: Maybe you were mis-sold as you did not have a house?

I think it is important for people to fully read Martins pages on PPI. The insurance is not necessarily a bad thing to have and I only have sympathy for people that have been genuinely mis-sold as they have been ripped off.