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can i reclaim my PPI

2

Comments

  • sneddy1980
    sneddy1980 Posts: 48 Forumite
    so do you think i have valid reasons for claiming my PPI back
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    IMO no.
    If you had done it after 2 months of having the loan but now you're just taking the Michael.

    Don't forget to do the same with your car insurance after 11 months if you have not been involved in an accident and the same again with your home insurance.
    How about also getting a refund of any life cover you may have as you haven't died yet and the policy hasn't paid out.
  • petermb_2
    petermb_2 Posts: 1,565 Forumite
    sneddy1980 wrote: »
    so do you think i have valid reasons for claiming my PPI back

    Yes I am confident that you will have a valid claim but I would need more info to tell you for sure.
    I am a former Broker, former IFA and former compliance officer, for my sins.

    However, I have since seen the light.
  • mrmajika
    mrmajika Posts: 988 Forumite
    Part of the Furniture 500 Posts Combo Breaker Photogenic
    petermb wrote: »
    Yes I am confident that you will have a valid claim but I would need more info to tell you for sure.
    This comment, taken along with the poster's signature, makes me suspicious.

    Call me a cynic, but I would love to see this poster's PM history.
    Whilst my posts do not constitute financial advice, I am always, without fail, 100% right! :D
  • sneddy1980
    sneddy1980 Posts: 48 Forumite
    mrmajika what you on about? what makes you suspicious :confused:
  • sneddy1980
    sneddy1980 Posts: 48 Forumite
    petermb wrote: »
    Yes I am confident that you will have a valid claim but I would need more info to tell you for sure.

    what kind of info do you need?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    petermb talks a lot about everything being illegal but to be honest I can't remember a single one where his comments have been confirmed by a poster or any poster that has followed his lead.
  • mrmajika
    mrmajika Posts: 988 Forumite
    Part of the Furniture 500 Posts Combo Breaker Photogenic
    sneddy1980 wrote: »
    mrmajika what you on about? what makes you suspicious :confused:
    I strongly suspect that the poster is touting for business on these forums and the post is geared towards persuading the OP to use their services.
    Whilst my posts do not constitute financial advice, I am always, without fail, 100% right! :D
  • petermb_2
    petermb_2 Posts: 1,565 Forumite
    I have never disguised the fact that I do this for a living. Having said that the service I offer is totally free to use and the knowledge base is second to none.

    Back to Sneddy. Have a look on your terms and conditions and tell me who actually provides the ppi.
    I am a former Broker, former IFA and former compliance officer, for my sins.

    However, I have since seen the light.
  • sneddy1980
    sneddy1980 Posts: 48 Forumite
    i cant remember mate as i moved house recently and lost all my loan documents when moving. what else can i do? i got my loan through hsbc if that helps
This discussion has been closed.
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