We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit check frequency & account application
louiser_2
Posts: 6 Forumite
I generally have a very good credit rating but have been applying for a few bank accounts / savings accounts over the last few months.
I got refused a N&P account at the start of this month (which was a surprise, but may have been down to a couple of other reasons), but was accepted for Nationwide flexaccount yesterday. I'm keen to move my main account away from A&L, but don't know if the above will prevent my first choice of provider form taking me on.
Does anyone know how long I would need to leave before applying for a new account? Would banks be put off if I'm otherwise an excellent risk?
I got refused a N&P account at the start of this month (which was a surprise, but may have been down to a couple of other reasons), but was accepted for Nationwide flexaccount yesterday. I'm keen to move my main account away from A&L, but don't know if the above will prevent my first choice of provider form taking me on.
Does anyone know how long I would need to leave before applying for a new account? Would banks be put off if I'm otherwise an excellent risk?
0
Comments
-
6 Months between applications, I found out the hard way recently, 65 credit searches in 3 months, oops!Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
-
I'd say 3 to 6 months. As i only apply for credit four times a year max, 1 search every 3 months but you've done two searches this month but could probably apply in 3:hello:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards