Query regarding Dads no claims and renewal

indierocker85

Hi there,

I have a quick question regarding my fathers renewal. He is 57 and has never EVER claimed on insurance. Thus I would have assumed he would have maximum NCB. However his hastings renewal only says 6 years, yet my dad says he has been with them 6 years. So what I am wanting to know is. Should I use max NCB when doing new comparisons, as after all he has never claimed. Or do I use the 6 as hastings state, which, I don't think is right.

If someone could confirm that would be great.

Iamthesmartestmanalive

indierocker85 wrote: »

Hi there,

I have a quick question regarding my fathers renewal. He is 57 and has never EVER claimed on insurance. Thus I would have assumed he would have maximum NCB. However his hastings renewal only says 6 years, yet my dad says he has been with them 6 years. So what I am wanting to know is. Should I use max NCB when doing new comparisons, as after all he has never claimed. Or do I use the 6 as hastings state, which, I don't think is right.

If someone could confirm that would be great.

You use the 6 as you only have proof of 6

Different companies have a maximum and this is either it or your father has ballsed up somewere and not given proof at the beginning, either way due to passage of time you cant claim for more than hastings will give proof of - 6 or 5 if you leave before the policy expires

raskazz

Hastings will state 6 on the renewal as that is point at which they will give max discount. If your father calls them they will be able to tell him how much he has accumulated in total, and also send proof.

6 years is maximum with most insurers anyhow.

indierocker85

OK guys, no problem. I will just use the 6. Even with this I have managed to get it down to under £100 for him, just thought I could go a bit further haha. Thanks anyway