LloydsTSB and BR

Toon_Dave

lmao @ smutty boys....you DO know me then???

Glad you are 'coming home to the toon'....Watch out quayside....im sure your daughter will be fine (well, she may just hide in corner!)...

Good luck and look forward to you getting back...15 sleeps and counting..

Dave.

gambit_2

Yes, I think I got it when you posted about the forts/quilts. First thought was 'well what was he using for the supports'

And if your quilt has gone you are in trouble!!!

Tee hee

Waspeze

This is interesting.. I had a cash account with Lloyds before I went bankrupt, no debit card, no cheque book etc.. I opened up a coop account the day I went BR but by reading this I might not have needed to. The only thing I can see though is No direct debits? This is different from a normal cash account as I had them coming out ok.
Will pop into my branch later to see what they say as it looks like i might have two accounts now!

Toon_Dave

LOL...think need to edit that post then....i should have said that i uesd the quilt over the settee's etc and had the space underneath....should i just stop now....think im digging depper and deeper!!!

And yep, if i lost my quilt!!??

Funny....

Dave.

philnicandamy

too late now dave.....much too late

Toon_Dave

Waspeze wrote: »

This is interesting.. I had a cash account with Lloyds before I went bankrupt, no debit card, no cheque book etc.. I opened up a coop account the day I went BR but by reading this I might not have needed to. The only thing I can see though is No direct debits? This is different from a normal cash account as I had them coming out ok.
Will pop into my branch later to see what they say as it looks like i might have two accounts now!

Hi,

The usual basic Lloyds account does permit DD's and SO as usual.. If there was insufficient funds to cover the DD or SO then it would be rejected back to the company requesting and so you cant go overdrawn and therfore are always in credit.

It would certainly be worth a call or visit to check regarding the BR though...but im sure they only have the one style of Basic account.

Let us know.

Dave.

Toon_Dave

philnicandamy wrote: »

too late now dave.....much too late

Aye...i guessed that now....maybe i'll just delete the post...cant remeember which thread i put it on now...

Damn, think before i type in future!! :rolleyes:

Waspeze

Will do Dave!

Here's something for that hole your digging

Bosie

A couple of weeks ago I went into LTSB to apply for the basic account and the adviser I got said to me; if you'd of had an account with us,even if you went bankrupt. We would keep you on as a customer, just down grade the account. I went bankrupt nearly 4 years ago, had to get a new account. So that is pretty positive from LTSB:rolleyes:
However, LTSB turned me down for their basic account:mad:
Good Luck

Bosie

fermi

Waspeze wrote: »

Will pop into my branch later to see what they say as it looks like i might have two accounts now!

If the OR hasn't specifically told you that you can use it, then officially it isn't yours any more even if it appears to still be open.

You would need to get the OK from the OR before you could consider using it.