Friday 28/03/2008 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Storecupboard meals
• Cooking for oldies tonight so will be eating for free:D

Can't think of anything else at moment will update later. Really windy here today hope everyone is okay. have a good day. Happy Friday to all those at work - tomorrow is the weekend:j

Haven't seen splishsplash around for a while, hope everything is okay, if you are reading this splishsplash:hello: .

payingfornowt

I have been paid today and transfered all the money out to various DD accounts. Even put some away for savings which is a first.

- Post some ebay items.
- Eat work lunch.
- Eat tea at Mums.
- Fill car up at cheapest petrol station (or get clubcard points at least).
- Spend £15 at pub then get a lift home.
- I WILL NOT GET A TAKEAWAY.
- Resist believing I am rich because its pay day.
- Budget for May.

sophiesmum_2

payingfornowt wrote: »

I have been paid today and transfered all the money out to various DD accounts. Even put some away for savings which is a first.

- Post some ebay items.
- Eat work lunch.
- Eat tea at Mums.
- Fill car up at cheapest petrol station (or get clubcard points at least).
- Spend £15 at pub then get a lift home.
- I WILL NOT GET A TAKEAWAY.
- Resist believing I am rich because its pay day.
- Budget for May.

I love sorting my accounts out on payday:D , well done on starting the savings, once it's left your account you forget about it until you see it adding up nicely

Milly1974

I have to agree, I love sorting out my bank accounts on payday.

I guess today's dfw things for me are:
- Bringing lunch to work
- Not getting a takeaway drink on the way to work
- Keep looking to see if any mystery shops come up
- Eating from the freezer for dinner instead of getting takeaway

Happy dfw-ing everyone!
M

Cleosmum

Checked net banking
Updated £10 a day spreadsheet and have hit my target
Checked for mystery shops, none since 7th march :mad:
Weather permitting I shall walk to school later.
Go home via Aldi for milk.
Airer dry washing.
Dinner from store cupboard.
Just about to attack housework - free exercise

claireabelle_2

:wave: morning all, happy payday for some of us! though i was more excited about quidco paying me £2.60 early!! what a saddo :rolleyes:
Today I have checked my internet banking (twice) and had fun looking at my debt figures going down on my spreadsheet (even though I updated it yday because I couldn't wait )
I have signed up for a 5000 points pigsback survey focus group thing in london and had confirmation that i'm going
Last night got some bargains in sainsbos because it was 10pm by the time we got back from the drinks and so I got a bargain mango to make smoothies with my brown bananas and other fruit this weekend!
Have a good friday!
Claire

bathgatebuyer

So far today, I have eaten a free Subway 6" breakfast egg and cheese sub with a coffee that cost £1.19;
Checked Quidco, and I'm due £30 to be paid during March;
Signed up for matched shares at work which means that for every £25 worth of shares I buy each month, they'll give me £25 worth of shares free too :money:

P.S. I also got confirmation that direct debits have been set up for 2 credit cards to make the minimum payments and keep me right. The intention being to pay extra manually too.

Avogirly

I have been terrible recently and have not been particularly money saving. In fact life has been pretty rubbish recently as my boyfriend split up with me and I'm really upset, so have been in the rut of comfort spending.

However, I'm back on the wagon and back on my challenges now (olympic and £20 k ones).

Therefore today I have pulled myself together and kicked myself in the bum to get on with life and prove to myself that I'm worth more!

skintas_2

went to tesco bought some shopping, used 25 points extra voucher got a till spit off 300 points to buy o2 top up. im goin to get this next week, for my partner as i know this weekend he will use all the credit. gonna cook dinner a curry for oh tonite instead of take aways,

payingfornowt

Avogirly wrote: »

I have been terrible recently and have not been particularly money saving. In fact life has been pretty rubbish recently as my boyfriend split up with me and I'm really upset, so have been in the rut of comfort spending.

However, I'm back on the wagon and back on my challenges now (olympic and £20 k ones).

Therefore today I have pulled myself together and kicked myself in the bum to get on with life and prove to myself that I'm worth more!

Well done you......

headoutthesand

Afternoon campers

Today I have....

Checked online banking - Quidco money is in so made a £40 payment to NEXT
Done piggy comps
done a few votes on Toluna
Done 3 washes at 30
washed downstairs floors etc with stardrops (how much do they smell like holidays to spain)
checked freecycle
ate one of the kids easter eggs to stop me spending money on a chocolate bar:A
got a few payments made for ebay so will buy wrapping paper to post them tomorrow
got another postal check thing through for next week
phoned HMRC to make sure they recieved my stuff but she hasn't so will check again next week.
took steqak out the feezer for dinner to avoid buying a takeaway