car breakdown policy listen up everybody

lucylou

Just thought I'd let you know I don't know if it was a mistake or if this is how it works.
Anyway I had a breakdown policy with NUD and I had to cancel it after a month .They refunded me the money and they sent me a voucher which says that I can use it to save 11 months premium.today I decided to take breakdown policy with them and the guy on teh phone would not believe it and he said.Hold on tight as this will break the bank!do you want to know how much I paid for a yesr breakdown cover roadside recovery and all the rest?WEll £4.95!!!!!!!!!!!!!yes yes!!!!!!!!!!! ;D ;D ;D[/b]I do not know if it is a loopghole but this is what I paid at the beginnig £45 pounds cancelled and got about £30 back.So total for a year about £14 ;D

MarkyMarkD

I can't tell from your post whether you cancelled it, got refunded, and pretty much straight away took out the cover again.

I would expect companies like NU to charge you for a part-year if you add breakdown on part-way through the year, as the cover will run in line with your motor insurance. So if you took it out after 10/11 months, the right premium could be £4.95.

But you say you've ended up with a year's cover for £14 ???

lucylou

sorry if I wasn't very clear :-[
I have an imported car so I took out insurance plus breakdown insurance with nud.Then I had to cancel it after 5 weeks as I did not manage to do all paperwork to get british registration done.So I cancelled both my insurance and my breakdown.They refunded me after taking the money for the 5 weeks obviously and then sent me a voucher after two weeks.the voucher allows you to have breakdown over for 12 months but pay only for one as it says on it that they could not refund my breakdown policy.But they have.So I manged to do my paperwork, got my number plate, got a policy with someone else but got my breakdown wit hthem for £4.95