We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Using a Debit Card

Kimberley
Kimberley Posts: 14,871 Forumite
in Budgeting & bank accounts
I'm not sure where this thread would go but i want to ask a question about using my debit card.

I'm due to have some money go into my account tomorrow. With this money i plan to buy a TV with it. What i want to ask is can i purchase the TV now with my card or do i need to do it tomorrow?

Comments

  • phil-99
    phil-99 Posts: 35 Forumite
    It depends on your bank.

    They may allow the transaction to go through today, but they'd probably be allowing you to go overdrawn to do this, and charge you appropriately. I personally, would wait for tomorrow and check the funds are available first.
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    phil-99 wrote:
    It depends on your bank.

    They may allow the transaction to go through today, but they'd probably be allowing you to go overdrawn to do this, and charge you appropriately. I personally, would wait for tomorrow and check the funds are available first.


    Thats what i thought :confused: I'll just have to hope the TV is still on offer online tomorrow :rolleyes: oh well it was a thought anyway, i'll be up 9am sharp :D
  • tinalives
    tinalives Posts: 903 Forumite
    Part of the Furniture Combo Breaker
    Always better safe than sorry! Good luck tomorrow!
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    Ta i'll let you know tomorrow..:)
  • djohn2002uk
    djohn2002uk Posts: 2,323 Forumite
    Kimberley wrote:
    Thats what i thought :confused: I'll just have to hope the TV is still on offer online tomorrow :rolleyes: oh well it was a thought anyway, i'll be up 9am sharp :D

    Better doing it online with a credit card in case of problems.
  • tinalives
    tinalives Posts: 903 Forumite
    Part of the Furniture Combo Breaker
    djohn2002uk wrote:
    Better doing it online with a credit card in case of problems.


    Ah, good point!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture