Episode 11 (the should I pay off one) Your Views

john_s_2

If I may point out another teeny weeny error / misleading statement. Martin said that the bank keeps the £140 out of the £180 taken in credit card interest (with £40 being repaid in interest on savings).

He'd already pointed out that the 6% interest on the £1000 would be taxed (at 40% presumably*), so that effectively made the post-tax interest 4%, but he said the bank kept £140. No, that's paid to the revenue.

So I don't think it was really fair to say the bank manager kept the whole £140.

And if I wanted to be really pedantic, "loan" is a noun, the verb that describes giving someone a loan is "lend". "Loaning" isn't a word :-P

* I'm not fortunate enough to pay 40% tax. I thought banks only deducted 20% at source and higher rate tax payers had to pay the extra 20% by declaring it on their tax return? If I'm right in that then that's two errors! Three if you include using loan as a verb ;-)

Other than that, great programme as usual!

Angelina-M

Rabbit wrote: »

Hiya Peeps,

Tracey Smith is an amazing woman, she has inspired me and my family to tread the Downshifting Path, if you want to know more about this brilliant lady, please have a look at her web-site-

http://www.downshiftingweek.com/

This will tell you oodles more and I hope it helps you as much as it's helped us.

Well Done Tracey, keep up the good work! :T :T :T

I knew I recognised Tracey Smith from somewhere. I think she gave some good information about how to find out the history of the eggs you buy in the supermarket. She told us about the numbering system. I was so inspired I started keeping my own chickens.

Well done that girl! :T

outrageous_monkey

Heck!!! I missed it and I haven't sky+'d it either.....so I gather through reading on here that there isnt a repeat on Sunday...is it going to be available to watch online???

See, we need the Sunday show, 3 episodes just wasnt enough!!!:mad:

MARTINS_DOLL

Angelina-M wrote: »

I knew I recognised Tracey Smith from somewhere. I think she gave some good information about how to find out the history of the eggs you buy in the supermarket. She told us about the numbering system. I was so inspired I started keeping my own chickens.

Well done that girl! :T

Yes Angelina, and we've seen the fabulous job you've done ever since!

Well done you too xxx

MSE_Martin

john_s wrote: »

If I may point out another teeny weeny error / misleading statement. Martin said that the bank keeps the £140 out of the £180 taken in credit card interest (with £40 being repaid in interest on savings).

He'd already pointed out that the 6% interest on the £1000 would be taxed (at 40% presumably*), so that effectively made the post-tax interest 4%, but he said the bank kept £140. No, that's paid to the revenue.

So I don't think it was really fair to say the bank manager kept the whole £140.

And if I wanted to be really pedantic, "loan" is a noun, the verb that describes giving someone a loan is "lend". "Loaning" isn't a word :-P

* I'm not fortunate enough to pay 40% tax. I thought banks only deducted 20% at source and higher rate tax payers had to pay the extra 20% by declaring it on their tax return? If I'm right in that then that's two errors! Three if you include using loan as a verb ;-)

Other than that, great programme as usual!

Good spot. I hadn't realised I'd done it. Originally I was planning to do the "how much you could make" then go onto explain how much the bank made. But for time they had to be squeezed together. Luckily I think the point is well made either way

Edinburghlass_2

The Q&A Extra is up on the website now.

http://www.itpaystowatch.co.uk/shows/show-11

sorry Jo, you'll need to learn to lip read

Tracey_Smith

Hi all :rolleyes2

Ohh...thanks guys! (big, fat blush)

I remember the doing the chicken thing, there were lots of people talking about it I think and I'm delighted to see it all inspired you to keep some! They are such a pleasure to keep and so easy too AND they turn your scraps into fantastic food

Result!

TS

jo_b_2

Edinburghlass wrote: »

The Q&A Extra is up on the website now.

http://www.itpaystowatch.co.uk/shows/show-11

sorry Jo, you'll need to learn to lip read

Or just get my volume repaired

Lizalu

john_s wrote: »

And if I wanted to be really pedantic, "loan" is a noun, the verb that describes giving someone a loan is "lend". "Loaning" isn't a word :-P

* I'm not fortunate enough to pay 40% tax. I thought banks only deducted 20% at source and higher rate tax payers had to pay the extra 20% by declaring it on their tax return? If I'm right in that then that's two errors! Three if you include using loan as a verb ;-)

Other than that, great programme as usual!

While the money error you pointed put goes completely over my head, I think "to loan" is now considered acceptable. http://www.askoxford.com/concise_oed/loan?view=uk

Again, I thought the show was great. The eco tips in particular so well done Tracey!

Tracey_Smith

Thank you Lizalu, but there we're tonnes of tips shot that were not in the film....I had a laugh with the kids last night saying we could have put out an 'extra features' bit, with a pile of 'deleted scenes!' like you get on a DVD....

TS