we will be better off??

liamsmum05

im 20 years old my boyfriend is 27, i dont work i stay at home and look after our 3 children who are 4,2 and 7 weeks old. i claim income support and child tax housing/council benefit etc
i live on my own with the children.
my boyfriend lives with his parents and works as a hgv driver earning upto 250 a week

we want to move in together and declare it but me stil stay at home with the children due to them stil being a little young and him still work.

we have tried to find out information on what we would be entitled to and if we would be better off financially.

could anyone maybe give us some advice or direct us in the right way.as if its not worth it we might aswell stil live apart as we do now.

thanks in advance
di

KylieFan24

Hi,

I am not completely knowledgable about this sort of thing but am in a similar situation, single mum with 1 child and have thought about what would happen if my boyfriend moved in with us and to be honest I dont think it works out that you end up any better off.

From what I can see in general they reduce your benefits in line with what your other half earns and you may end up no better off although I work part time so that might make a difference.

Im not sure if it makes any difference the more children you have but try looking on entitledto.com and put in the details for if your boyfriend lived with you to give you an idea.

calleyw

To be short and sweet

Look here: http://www.entitledto.co.uk/

Yours


Calley

bestpud

Have you tried entitledto?

You will definitely get wtc and ctc, plus your child benefit. Plus the ctc for your youngest will still be double until they are a year old.

You may not get any help with rent or council tax though. It depends how much they are etc.

Is the £250 his gross pay? And I'm assuming that is the maximum he earns?

If so, with three children, you will almost certainly still get free prescriptions, dental and eye tests etc - for all of you. You may still be ok if that's his net income too but you'd need to check that.

backtomum

liamsmum05 wrote: »

im 20 years old my boyfriend is 27, i dont work i stay at home and look after our 3 children who are 4,2 and 7 weeks old. i claim income support and child tax housing/council benefit etc
i live on my own with the children.
my boyfriend lives with his parents and works as a hgv driver earning upto 250 a week

we want to move in together and declare it but me stil stay at home with the children due to them stil being a little young and him still work.

we have tried to find out information on what we would be entitled to and if we would be better off financially.

could anyone maybe give us some advice or direct us in the right way.as if its not worth it we might aswell stil live apart as we do now.
thanks in advance
di

My god you couldn't make it up could you. Of course you are going to be worse off! You'll be like the rest of us wage slaves paying our taxes to support you. You live apart but your family is expanding at the taxpayers' expense. Go on come out shouting I don't care - I'm just sick to death of paying for the likes of you and your offspring. Do the decent thing for your children's sake - live as a family. Your boyfriend must be laughing his head off!!! A family, all the extras, and doesn't have to pay for it. You must be a fool.

krisskross

Does the DWP just accept this ever increasing family? Do they not ask about the father and why he is not supporting them all?

aka666

are the kids in your boyfriends name, i would have thought he would have to pay csa or something for there keep, i,m with backtomum on this,

code-a-holic

Some people have quickly jumped t the cnclusion the BF does not contribute, we shouldnt assume this- the OP has not said either way. The BF may indeed fully support the children with his wages, just because they dont live together does not mean he does not help pay for their food,clothes, etc

Conor_3

£250 as a HGV driver? Is that for 2-3 days because if it's for a full week, he needs to find another job as that's horrendous.

If you both move in together with one or both of you working, you'd be entitled to working tax credit and child tax credits. Going on his £250 a week, you could be entitled up to as much again.

You'd naturally lose the entitlement to the benefits with the exception of child benefit but I'd reckon you'd be on about £450-£500/week net to live on. The other thing is that you're free from the shackles of the DSS and worrying about any problems it may cause.

Go for it. If it doesn't work, you've still got your home, he can return to his parents.

calleyw

code-a-holic wrote: »

Some people have quickly jumped t the cnclusion the BF does not contribute, we shouldnt assume this- the OP has not said either way. The BF may indeed fully support the children with his wages, just because they dont live together does not mean he does not help pay for their food,clothes, etc

When you are on IS you only get £10 of any CSA payments that are made no matter how big.

I have a feeling that any cash payments or paying for food or clothes could go against someone claiming not to be in a relationship with the father. A very grey area.

Yours

Calley

RoxieW

I dont understand why you don't already live together if you have 3 children, the oldest being 4? And surely if u get income support, the CSA take money from your boyfriend anyway? Does he actually live at is parents or just 'officially'? If so , thats benefits fraud. If not then, why is he living apart from you and his family? This doesnt make sense to me?