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transfer £500

Hello.
I have a marks and sparks (& more) credit card. the interest free period has run out and i have £500 approx outstanding.
i have applied and got accepted for the HSBC CREDIT CARD that does 0 % on purchases for 12 months and 2.9 % on transfers ,also accepted for the LLOYDS PLATINUM MASTERCARD, but not sure on the figures for this card.
I will use this card for purchases so can some one give me help which one to use and which one to ditch??.
Also is there a better card with a better deal on the market??.
Any advice will be appreciated.
Thanks
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