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CREDIT CARD HELP?????Which one!!
minxtress
Posts: 774 Forumite
in Credit cards
Hope someone can help who has been in my situation. I have had debt in the past but have rebuilt my credit rating over the last five years, I still get refused for some things though, some mobile companys etc.
I want a credit card, who is best to apply to who are good with people with not too good credit pasts, just to get my foot on the ladder so to speak?I dont want a loan as will be receiving some mone inn August so want to just have a credit card for my forthcoming trip to America, pay off minimum until my money comes through in August.
Any help appreciated as I go soon and want to get sorted.Thanks
I want a credit card, who is best to apply to who are good with people with not too good credit pasts, just to get my foot on the ladder so to speak?I dont want a loan as will be receiving some mone inn August so want to just have a credit card for my forthcoming trip to America, pay off minimum until my money comes through in August.
Any help appreciated as I go soon and want to get sorted.Thanks
0
Comments
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Think your best bet would be to try the moneysupermarket.com "smart search", it'll rate you and then rank applications based on your rating, if in doubt you could always drop down a ranking e.g. from "Good" to "Fair".
Word of warning though, the poorer your rating with the card provider, the higher the interest they charge you.
Is there any way to postpone the trip till August when you have the money rather than racking up interest on a trip that will have foreign currency charges all over them? What happens if you don't get the money? The interest charges are 100% guaranteed
"A child of five could understand this. Fetch me a child of five." - Groucho Marx0
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