Whiplash injury

sassybooboos

my aunt got £4000 for whiplash injury about 3yrs ago.

geri1965_2

wishing4amoneytree wrote: »

I know his insurers are churchill I even have his policy number! I just thought there was no point in pursuing injury claim if he doesnt admit fault in the first place? ( ie he says I went into him not the other way round?) should I wait to here what he says to the police?

I've dealt with loads of claims in which the policyholder has not admitted liability. Once the matter isr reported to the insurance company it is really up to them how they deal with it. There are also provisions for people who don't report claims or who are uninsured (albeit slightly more complicated).

If you think about it, it's logical - otherwise nobody would ever admit liability and no claims would be paid out to people who are innocent victims.

I get people all the time swearing blind it wasn't their fault - when asked if they would be prepared to attend court they back down and say no. It's a pretty good indication of whether they are telling the truth or not. Then they get arsey when you deal with the claim and I have to explain to them that if they're not prepared to attend court, how do they expect me to be able to defend the claim? Muppets.

wishing4amoneytree

Im going to contact someone online I think. Makes some enquiries. I dont want a no win no fee one, I want one of the ones where they re-cover their costs from the other side? any ideas of a good one? anyone used one before? thanks x

wishing4amoneytree

Just found this: interesting.

Claims Management Companies vs Solicitors

Claims Management Companies promising that they could recover compensation for injured people became prominent in the late 1990s. Perhaps the highest profile Claims Management Company, The Accident Group, stopped trading amid criticism of their operation and allegations that their clients were having large sums of money taken from their damages.

Since then, Claims Management Companies have become regulated, but stories of breaches of regulations and disappointed Claimants continue.

Perhaps the most important thing to realise is that Claims Management Companies will not pursue your claim for you at all. They are not allowed to and are not qualified to deal with the case. A Claims Management Company cannot represent you in court if your case progresses to court. As soon as you instruct a Claims Management Company, they will sell your claim to - a firm of solicitors.

The firm of solicitors that your claim has been sold to may be in a different area of the company and the experience of the fee earner or fee earners dealing with your claim may vary. Because the solicitor typically has to pay anything between £500.00 and £850.00 to the Claims Management Company, there is an incentive to the solicitors to only conduct easy claims that they know will be successful.

Claims Management Companies are therefore little more than marketing companies, advertising for your claim before selling your details on to a firm of solicitors, often based on which firm is prepared to pay for the details rather than any analysis of who is the best firm to deal with the claim.

hostertlady

i didnt know this but if you have home contents cover there is a section under which you are covered for legal fees! when my 17 year old daughter had an accident ( last year, was a passenger in a car that overturned, off work for 2 months with her injuries) i was worried that it would cost me loads when i went through a solicitor but it was him that told me about the legal cover..

claim is nearly done,i have just got to work out any expenses incurred, god know how i will do that, i think it is petrol expenses and clothes that were damaged in the accident but i have no receipts so i dont know how i will get
on..

she was offered a sum but we were advised to turn it down and wait till they come back with a better offer. she just wants it all to go away now and she has more or less recovered from her injuries, but the experience will never leave her i think xx