Seeking a current account

bargainbird

I went Bankrupt in April 07'. Opened a basic account with nationwide that was fine, but now i would like an account with a debit card not a credit but debit card to use online etc.... tried nationwide they said no.

I tried to do credit check with experian (and earn a bit thru quidco at the same time) but they want a flipping card number.

Any suggestions......

skyrider007

Citibank!! I'm 99% certain you'll be able to get a full current account with them. It comes standard with full VISA debit card.

bargainbird

Thanks lovey i'll try it............

snowwonder

how did you get on?

jonesMUFCforever

If OP is still bankrupt he/she stands no chance until he/she has been discharged.
Even then it will be difficult with most banks to open a current account with full facilities.

bargainbird

yep we're up and running thanks :beer:

[Deleted User]

bargainbird wrote: »

yep we're up and running thanks :beer:

wow i am amazed as my understanding was exactly what JonesMUFC said.
Are you discharged or not?
Did you get the full debit card ?

I' m asking because it could be a lot of help for a lot of people.

YorkshireBoy

bargainbird wrote: »

I tried to do credit check with experian (and earn a bit thru quidco at the same time) but they want a flipping card number.

Any suggestions......

Postal Order...

Order a report by post.


Print a copy of our application form, complete it, and send it to us including a cheque or postal order for £2. (The address is on the form.) You should receive your credit report within seven working days of us receiving your application.

http://experian.metafaq.com/templates/experian/main/answerPage?_mftvst:answerRef=%24http%3a%2f%2fapi.transversal.com%2fmfapi%2fobjectref%2fEntryStore%2fEntry%2fhttp%3a%2f%2fwww.metafaq.com%2fmfapi%2fMetafaq%2fClients%2fexperian%2fModules%2fOrder_Report%3a137760%3a5&_mftvst:moduleID=%24Order_Report&_mftvst:topicID=%24&id=RGDQK3N0IED4CT1FTMSU6C464M

bargainbird

Hi folks

Just an update.

Yes I have been discharged, and I got a current account with Visa Debit Card.

Easy As Pie.

Thanks SkyRider. xxxxxxxxxxxxxxxxxxxxxx:beer:

DanDan123

Well i really dont get that. I have one CCJ (Cleared) from 3 years ago, and a couple of defaults (nearly cleared now) I have just been accepted for an A&L account, and given an overdraft (only £100 though) but is a full account with a Visa. I applied for Citi Bank, and they have just turned me down!!!! Didnt even ask for an overdraft!
I also have a Lloyds Basic account, a Natwest Step Account and a Halifax account. Could this be why?

christhesparky_2

I too recently applied for a citibank account as was turned down, similar position 1 ccj (satisfied) and 2 defaults (satisfied):mad: