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Premium Bond Winner ?

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19859869889909911076

Comments

  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    Jan - £250
    Feb - £200
    March - £550
    April - £150
    May - £25
    June - £75
    July - £75
    August - £300
    September - £125

    YTD - £1,750

    50k holding

    Annualised Yield 3.5%
  • MACKEM99
    MACKEM99 Posts: 1,060 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    edited 3 September 2024 at 11:25AM
    £125 on max holding, the last 12 months puts me at 3.05% not bad but could have been better I guess. 

    On the plus side hubby and I get our final Help to save bonuses this month, next years holiday fund sorted.
    Help to save for someone with 50k premium bonds?
  • BooJewels
    BooJewels Posts: 3,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hoenir said:
    Jan - £250
    Feb - £200
    March - £550
    April - £150
    May - £25
    June - £75
    July - £75
    August - £300
    September - £125

    YTD - £1,750

    50k holding

    Annualised Yield 3.5%
    One of us is getting the maths wrong (could well be me) - because I make your annualised yield to be more like 4.66%?  3.5% PA would give rise to an average monthly return of £145.83 (i.e. £1,750 for the full year) on full holding - and you're running at more than that - at £194.44 monthly average to date - for 9 months. 
  • £50 this month on full holding (2 x £25) :)
  • Martico
    Martico Posts: 1,169 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Nothing on 19k, fair enough after wins in July and Aug
  • MACKEM99 said:
    £125 on max holding, the last 12 months puts me at 3.05% not bad but could have been better I guess. 

    On the plus side hubby and I get our final Help to save bonuses this month, next years holiday fund sorted.
    Help to save for someone with 50k premium bonds?
    Yes, I had legacy tax credits when I opened my HTS account. I'm happy to admit it's not right, but I wasn't going to not take it up out of principles. 
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    BooJewels said:
    Hoenir said:
    Jan - £250
    Feb - £200
    March - £550
    April - £150
    May - £25
    June - £75
    July - £75
    August - £300
    September - £125

    YTD - £1,750

    50k holding

    Annualised Yield 3.5%
    One of us is getting the maths wrong (could well be me) - because I make your annualised yield to be more like 4.66%?  3.5% PA would give rise to an average monthly return of £145.83 (i.e. £1,750 for the full year) on full holding - and you're running at more than that - at £194.44 monthly average to date - for 9 months. 
    BooJewels said:
    Hoenir said:
    Jan - £250
    Feb - £200
    March - £550
    April - £150
    May - £25
    June - £75
    July - £75
    August - £300
    September - £125

    YTD - £1,750

    50k holding

    Annualised Yield 3.5%
    One of us is getting the maths wrong (could well be me) - because I make your annualised yield to be more like 4.66%?  3.5% PA would give rise to an average monthly return of £145.83 (i.e. £1,750 for the full year) on full holding - and you're running at more than that - at £194.44 monthly average to date - for 9 months. 
    I might not win anything in the next 3 draws.  :'(
  • jak22
    jak22 Posts: 400 Forumite
    100 Posts Second Anniversary
    edited 3 September 2024 at 12:31PM
    Just 25 on full after a 50, 3.25% over 12months - 3.5% to be expected and only going to get worse with any rate drops.
  • £125 on £26k.  £1250 over the last 12 draws, which is around 4.7%.
    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • £75 on one FH and nothing on another
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