Premium Bond Winner ?

justwantedtosay

polymaff said:

justwantedtosay said:

polymaff 

I purposefully started my post with "To an investor" to stave off your points.  This, after all, is not moneygamblingexpert.com.

I didn't understand the Investor bit - to my mind you don't 'invest' in PBs, certainly not small sums which absolutely is gambling. Either you buy a lot and expect a small, fairly regular return with the tiny chance of a big win or just buy a few in the same way you might by a lottery ticket, knowing you probably won't win anything. Your truncation thing works the other way too, if you do win, even £25, with a small holding it's a good return, like someone I knew who bought 100 bonds and won £100 in their first draw. And we've seen really big wins from a small holding. It's pointless to argue about the return to two decimal places of a percentage point.

Only 18 days until the next disappointment...

What do you think "invest" means, then?  The Latin Investire means to wrap. or enclose.  Ever heard of Investment Castings?

A smart investor pays no more heed to "someone I knew who bought 100 bonds and won £100 in their first draw" than to any other advice that some geezer down the pub offers him.

As for your "Your truncation thing works the other way too, if you do win, even £25, with a small holding it's a good return", you're making my eyes pop !

Oh, for pity's sake...! We can't all be as 'smart' as you, even if you did write "The smaller the holding the lower will be the return."  . 
Sorry about your eyes, but your vision problems are probably down to something else. 

BungalowBel

I have won £325 this month.

2 x £100
2 x £50
1 x £25

I have around £35k invested in them.  So I have 35000 chances of winning every month.  Old or new bonds doesn't come into it.

Swipe

£250 on full holding. Was worth staying up to check after all

Craig_1988

£1025. Completely shocked! 50k holding.

soulsaver

£275 on full

BooJewels

Very happy with £175 on £22k - £100 + £50 + £25.  Rolling year winnings to £1,325 = 6.3% (had £20k for part of the year).

Delighted that the £50 was from a batch I bought in the summer from an inheritance from my aunt - I bought my percentage of her estate of her PB holding.  My first prize from that batch.

cymruchris

£275 this month on a full holding... my best month ever (not as good as those that have posted before me with £1k wins but I'm happy all the same!)

Mar 23 - £125
Apr 23 - £225
May 23 - £150
Jun 23 - £25
Jul 23 - £150
Aug 23 - £ No win
Sep 23 - £200
Oct 23 - £50
Nov 23 - £100
Dec 23 - £150
Jan 24 - £200
Feb 24 - £275

£1650 for the rolling year... 3.3%

Futuristic

£800 on 50k, highest so far. Very happy 

SandyN21

2024 - max holding

£150  Feb (£100 + £50) 

£300  Jan (2 x £100 + 2 x £50) 

TOTAL FOR 2023 = £1,225 with max holding

Cressida100

Anyone else having issues with the app? Not working for me. Ive uninstalled and reinstalled but still no luck.