Premium Bond Winner ?

Cash-Cows

Zero on £60k combined mr and Mrs holding. That's been a while. Long while. 

cricidmuslibale

Zero this month, only £25 in February and zero two months ago in January as well! Also zero in October last and only £25 in each of November and December! All this on a full holding! Have I been very unlucky or am I being punished deliberately through having my numbers omitted from some of the draws because I have the audacity, the sheer cheek if you like, to retain all of my Index Linked Savings Certificates in an ever-rising inflation environment perhaps? I know this sounds ridiculous but I am beginning to think this might be happening tbh.

eskbanker

cricidmuslibale said:

Zero this month, only £25 in February and zero two months ago in January as well! Also zero in October last and only £25 in each of November and December! All this on a full holding! Have I been very unlucky...

Fairly unlucky but not freakishly so - according to the MSE calculator, 39 out of 40 would win more than £75 from a £50K holding over six months, and the expected return with average luck would be £225.

cricidmuslibale said:

...or am I being punished deliberately through having my numbers omitted from some of the draws because I have the audacity, the sheer cheek if you like, to retain all of my Index Linked Savings Certificates in an ever-rising inflation environment perhaps? I know this sounds ridiculous but I am beginning to think this might be happening tbh.

Yes, completely ridiculous!

cricidmuslibale

"according to the MSE calculator, 39 out of 40 would win more than £75 from a £50K holding over six months, and the expected return with average luck would be £225."

So I have a 1 in 40 chance of winning £75 (or less than this) from a £50K holding over six months and this return is £150 below the expected return with average luck. I think it's reasonable to say that I've been a little more unlucky than just fairly unlucky, let's say significantly unlucky if very unlucky sounds a little too much in the circumstances!

eskbanker

Probably best not to get bogged down in semantics, as the numbers speak for themselves without needing adverbs to be attached to degrees of luck, but the point was that 1 in 40 isn't suspiciously unlucky, i.e. not enough to support paranoid conspiracy theories!

EssexHebridean

£25 for us this month on just under 6k eligible for the draw. Only seen 4 draws so far and this is our second £25 win. Unsurprisingly we’re happy with that! 

Saga

£25 this month. Second win in 2 months.
£175 (0.65%) over 6 wins in total after 17 months of holding.

anonmoose

For those who have had wins, have you had the money paid in yet?  I am signed up to have winnings paid straight into account but it's still not arrived (just £25).  I will call them tomorrow as it says call after the 7th day of the month I just wondered if it was usual to take so long and if so I can hang on a bit longer before calling.

eskbanker

anonmoose said:

For those who have had wins, have you had the money paid in yet?  I am signed up to have winnings paid straight into account but it's still not arrived (just £25).  I will call them tomorrow as it says call after the 7th day of the month I just wondered if it was usual to take so long and if so I can hang on a bit longer before calling.

Usually sixth working day, so expect it to arrive tomorrow - it was the 8th last month....

TadleyBaggie

anonmoose said:

I will call them tomorrow as it says call after the 7th day of the month

Pretty sure they say the after the 7th  working day.