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Premium Bond Winner ?

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Comments

  • Ifts
    Ifts Posts: 1,960 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    £50 on full holding for March - 2 x £25
    Never let the perfume of the premium overpower the odour of the risk
  • plumb1_2
    plumb1_2 Posts: 4,395 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Bought mine in1972 and never won a penny 
  • MX5huggy
    MX5huggy Posts: 7,168 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    plumb1_2 said:
    Bought mine in1972 and never won a penny 
    You need to own more than 1.
  • Cash-Cows
    Cash-Cows Posts: 413 Forumite
    Ninth Anniversary 100 Posts
    Zero on £60k combined mr and Mrs holding. That's been a while. Long while. 
  • Zero this month, only £25 in February and zero two months ago in January as well! Also zero in October last and only £25 in each of November and December! All this on a full holding! Have I been very unlucky or am I being punished deliberately through having my numbers omitted from some of the draws because I have the audacity, the sheer cheek if you like, to retain all of my Index Linked Savings Certificates in an ever-rising inflation environment perhaps? I know this sounds ridiculous but I am beginning to think this might be happening tbh.
  • eskbanker
    eskbanker Posts: 37,525 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Zero this month, only £25 in February and zero two months ago in January as well! Also zero in October last and only £25 in each of November and December! All this on a full holding! Have I been very unlucky...
    Fairly unlucky but not freakishly so - according to the MSE calculator, 39 out of 40 would win more than £75 from a £50K holding over six months, and the expected return with average luck would be £225.

    ...or am I being punished deliberately through having my numbers omitted from some of the draws because I have the audacity, the sheer cheek if you like, to retain all of my Index Linked Savings Certificates in an ever-rising inflation environment perhaps? I know this sounds ridiculous but I am beginning to think this might be happening tbh.
    Yes, completely ridiculous!
  • cricidmuslibale
    cricidmuslibale Posts: 642 Forumite
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    edited 5 March 2022 at 2:42AM
    "according to the MSE calculator, 39 out of 40 would win more than £75 from a £50K holding over six months, and the expected return with average luck would be £225."

    So I have a 1 in 40 chance of winning £75 (or less than this) from a £50K holding over six months and this return is £150 below the expected return with average luck. I think it's reasonable to say that I've been a little more unlucky than just fairly unlucky, let's say significantly unlucky if very unlucky sounds a little too much in the circumstances!
  • eskbanker
    eskbanker Posts: 37,525 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Probably best not to get bogged down in semantics, as the numbers speak for themselves without needing adverbs to be attached to degrees of luck, but the point was that 1 in 40 isn't suspiciously unlucky, i.e. not enough to support paranoid conspiracy theories!

  • EssexHebridean
    EssexHebridean Posts: 24,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £25 for us this month on just under 6k eligible for the draw. Only seen 4 draws so far and this is our second £25 win. Unsurprisingly we’re happy with that! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Saga
    Saga Posts: 303 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 5 March 2022 at 10:30PM
    £25 this month. Second win in 2 months.
    £175 (0.65%) over 6 wins in total after 17 months of holding.
    ---
    100% debt-free!
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