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Premium Bond Winner ?
Comments
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Agent Million knocked on my door last night! Told me to get a life.0
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I have £30k sitting in a crappy ISA in Nationwide. An ISA that I needed acess to whenever I needed in case. I assume putting that in Premium Bonds would be pointless then?0
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Why do you assume that? You can cash in PBs at any time, even though there's a lead time of two or three days to receive the proceeds, so it's not completely instant access if that's a problem for you....I have £30k sitting in a crappy ISA in Nationwide. An ISA that I needed acess to whenever I needed in case. I assume putting that in Premium Bonds would be pointless then?0 -
Why do you assume that? You can cash in PBs at any time, even though there's a lead time of two or three days to receive the proceeds, so it's not completely instant access if that's a problem for you....
Just due to reading the beginning of the thread from several years ago where people were telling the op that they were pointless0 -
I have £30k sitting in a crappy ISA in Nationwide. An ISA that I needed acess to whenever I needed in case. I assume putting that in Premium Bonds would be pointless then?
That really depends upon how you rate Premium Bond's just over 1% pa interest rate against your ISA's "crappy" rate.0 -
If I were you I'd base saving/investment decisions on current information rather than forum comments made in an entirely different financial world 12 years ago!Just due to reading the beginning of the thread from several years ago where people were telling the op that they were pointless
You could do worse than starting with http://www.moneysavingexpert.com/savings/premium-bonds and going through the other useful articles in the savings area of the site....0 -
3 x £25 wins on £50k for Oct.0
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Nothing on £30k, sixth draw in a row.
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You can cash in PBs at any time, even though there's a lead time of two or three days to receive the proceeds, so it's not completely instant access if that's a problem for you....
Yes they pay by BACS and it normally takes three days to arrive after payment. I have just searched for the reason they don't use the Faster Payment system and I think I understand why they use BACS https://www.thinkmoney.co.uk/news-advice/what-is-the-difference-between-bacs-and-faster-payments-0-8463-0.htm0 -
Nothing for me this month...again! But 2x£25 for OH...again!
I know it’s random and completely down to chance, but I can see why people start to believe that new bonds win more often than old!
Edit: Return for me for this financial year is 0.4% with six draws done.0
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