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Premium Bond Winner ?

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Comments

  • pqrdef
    pqrdef Posts: 4,552 Forumite
    Nothing for us again :(
    How do you know? The website isn't showing November yet.
    "It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis
  • hethmar
    hethmar Posts: 10,678 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Car Insurance Carver!
    Its showing the big winners for November on there though? I just assumed Id got nowt yet again.
  • hethmar wrote: »
    Its showing the big winners for November on there though? I just assumed Id got nowt yet again.
    Me too, and I kept reloading the NS&I page, since someone posted that the lower prizes were online. Good luck!
  • MrBeans
    MrBeans Posts: 136 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    I've had quite a few Premium Bonds for quite a long time and the prizes bear all the hallmarks of randomness.

    Random does not mean evenly spaced: you'll tend to get periods when you win nowt then periods when you win a few clustered together. Though the interest rate is currently so dreadful (ie there are very few prizes being dished out) that even if you have the maximum number of bonds you might well go for many months without even a sniff of a £25 prize.

    If you hold some old bonds and some new bonds and you reckon your newer ones win more prizes then look closely at the bonds you own: chances are you hold a lot more of the newer ones than of the older ones.
  • beedeedee
    beedeedee Posts: 991 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    If you've had a barren spell - someone once recommended cashing some in and then rebuying them. Seems to work for me - but I've no idea how! ( haven't won this month though- yet)...
  • MrBeans
    MrBeans Posts: 136 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    beedeedee wrote: »
    If you've had a barren spell - someone once recommended cashing some in and then rebuying them. Seems to work for me - but I've no idea how! ( haven't won this month though- yet)...

    If it "works" it is only by chance. People who sell and buy then win will tell everyone about it, so others think ahah! People who sell and buy and don't win don't tend to brag about it. So the anecdotal evidence tends to be biased.
  • pqrdef
    pqrdef Posts: 4,552 Forumite
    beedeedee wrote: »
    If you've had a barren spell
    If you've had a barren spell, dancing three times round a bush backwards will improve your luck. Or forwards. Or make it an oak tree. Or dance round it ten times, or just once, or not at all. Doing absolutely nothing will improve your luck just as much.

    You could have cashed in the bond that would have won a million if it had been in the draw.
    "It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis
  • beedeedee
    beedeedee Posts: 991 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Don't bother doing it then.
    I will continue to do so - 'cos it works for me.
  • pqrdef wrote: »
    How do you know? The website isn't showing November yet.

    Senior moment there!

    You are of course quite right, so I can live in hope!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • manhattan
    manhattan Posts: 1,461 Forumite
    Uniform Washer
    Ahhh, come on ns&i....... I think i may have won a £1000 but wont know for sure until Novembers winnings show on my account!
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