Premium Bond Winner ?

njkmr

Happy to report £225 on full holding this month.
Wife even got £100 on £1500 worth. Her first for a while.

lr1277

£25 on holding slightly less than £18k.

So:

Apr 25 - £25

Mar 25 - £25

Feb 25 - £100

Jan 25 - £25

Dec 24 - £50

Nov 24 - £50

Oct 24 - £500

RedImp_2

£225 on full, £625 in 2025 just ahead of my self imposed target of 4.5% taxable.

Sarahspangles

Sarahspangles said:

Sarahspangles said:

Sarahspangles said:

Nothing on a full holding, £50 on £20k (holding reduced).

Rolling annual return 1.9% and 2.18%

£50 each. Rolling return now down to 1.45% and 2.38%.

£150 on the full holding, nothing on £20k. Rolling annual return down again to 1.3% and 1.68%.

We’ll be moving cash about at the beginning of the tax year and these are firmly in our sights - even with falling savings interest rates and knowing we’d pay tax on that interest, we could do better.

£150 on the full holding again, and £100 on £20k. Rolling annual return up slightly at 1.5% and 2.11%.

pbcpdeveloper

Hoenir said:

Full Holding £50k

Jan -   £75
Feb - £200
Mar - £100
Apr - £50

YTD - £425

2024 - £2,725    Yield 5.45% 

Months without a blank - 16

£175 on FH

Got you beat, currently on a 29 month winning streak starting from December 2022

WindfallWendy

Full holding since Nov 2024
Jan - 100
Feb - 25
April - 100

Could do better.....

JayS24

Full holding
Jan £25
Feb £0
Mar £50
Apr £25

  

onomatopoeia99

Prizes since I bought up to a full holding:

Dec 24 - 1x £25

Jan 25 - 2x £50

Feb 25 - 1x £500

Mar 25 - 1x £50

Apr - 2x£50, 1x £25

Total £750 over 5 months, £150 / month, which would be 3.6% if maintained for the full year.

Ifts

I received the "You've just won!" email today and:

1 x £100 on £13.9k holding   

SnowMan

No prizes this month on a £1,000 holding. 

With currently a roughly 1% differential between my average savings rate and the premium bond prize fund rate (note to be fair to premium bonds I'm not using the lower median win %), and being a non taxpayer on savings interest, that would mean almost £500 in expected lost interest each year were I to hold 50K in premium bonds rather than in savings accounts.

Others circumstances (tax and otherwise) and choices will differ though. Good luck to everyone in future draws.