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Tuesday 25/03/08 What small dfw things have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I have /will
Hi to any new posters:D
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I have /will
- Checked online banking -
- Done clicks
- Storecupboard meals
- Babysitting tonight - £20 for my sealed pot challenge:D
- Make a loaf in breadmaker
- Try and have a no spend day
Hi to any new posters:D
0
Comments
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- Checked online banking.
- Complete household budget.
- NSD.
- Ebay hunt tonight.0 -
- shall do the pigsback clicks
- store cupboard meals
- check 'use by' dates etc to plan menu up to end of month
- sort out another kitchen cupboard
- use up £2 Boots shampoo vouchers for DD's college box
- check bank statementI can cook and sew, make flowers grow.0 -
Hello all, back on dfw trail properly today, have checked internet banking and updated my spreadsheet with things yet to clear, sold a book on amazon, will bank my birthday money from my nan and that's it i think!0
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hi all today i will/shall
-walk to local park in a min and not drive to better one!
-store cupboard meals
-plan april budget ready for payday
-washed at 30 and on line drying
-photograph 20 more items and list on ebay fpor the mad ebay challenge
-package up ebay items sold that are ending this afternoon
-turned off plug in air freshners and opened windows.
-piggy clicks and any surveys i might recieve
-look for mystery shops but not had any in my area for ages
other than that not much else
-have a nsd too!!!
xxProud to be dealing with my debts through cccs
#3 MAD ebay challange aim £500 so far £390.17 :j0 -
Morning all. Well that's easter by with so we'll now be faced with the lovely temptation of holidays to the sun and how to keep the kids happy during the summer hols....:)
Well today I....
Checked online banking - child benefit day YEH
paid £23 towards NEXT
went to the doc and got another 2 week line
checked ebay sale - nowt
checked freecycle - nowt
took chicken out freezer for tonights dinner
I also plan to.....
Post postal survey letter
post no claims proof to new insurer
post motor certificate to old insurer
print off last months bank statement at library (I hate being off work)
take book and magazine back to library so i don't get a fine
post all my compliance check stuff back to HMRC via RD so i don't get a fine
take mum to shops and resist temptation to buy new stuff.....well maybe one tshirt but thats it......honest
oh and do piggy clicks and comps so that i win one of them
Official DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0 -
I have or will
- turned heating of OH put on constant this morning
- drying clothes on clothes horse
- phoned a company for refund on money I lost in their vending machine (£4 cheque coming in post)
- will pay in a cheque into my account later when I go in town
- buy 2nd class stamps to post some stuff
- might photograph some stuff for ebay tonight0 -
Hi,
I Have:
Stayed in bed late (working a late shift last night and tonight so not just lazy!) which is money saving because I'm not spending when I'm sleeping thankfully!
Requested some freebies
I Will:
Check my online banking
Amend my SO's as bills have gone up
Make my lunch/dinner and take to work instead of buying from the evil staff canteen!
Have a look for some stuff to ebay
Go through all the magazines at work in the restroom and find any money off vouchers for my tesco shop tomorrow0 -
Today I have
Washed 2 loads at 30 and am airing it in the kitchen
Checked mine and my oh's online banking
Listening to online radio (saving my electric running the PC and a stereo)
Going to make store cupboard dinner (chicken, veg, roast pots) cause OH don't get paid til tomorrow
Done my clicks, checked pigsback
Looking forward to my weekend at my mum's, haven't seen her since before Christmas and it's her birthday on Friday!Sealed Pot Challenge Member 1216 -
2011 Total - £526.62
2012 Total - £503.870 -
* Got my form signed, so I'll get free prescriptions for life
* Made my daddy buy his own stamp, instead of "lending" him one of mine and never getting it back
* Got a free sample of a pizza base
* Took library books back
* Posted books I sold on AmazonMurphy's No More Pies Club #209
Total debt [STRIKE]£4578.27[/STRIKE] £0.00 :j
100% paid off :j
0 -
Checked online banking
Moved rent money out of savings account to cover the cheque going out, hopefully a little bit of interest will come my way lol.
Just put a jumper on, now considering putting gloves on as I am freezing today.
Meals from cupboard/fridge.
Did some clicks on pigsback but the place is still a minefield to me.
Packed up an ebay item, just waiting for it to be paid for.
Checked prices for having a contact line put in at my mums, will cost me £3.65 a month but worth it as I am spending a fortune ringing her mobile atm. Also peace of mind, as her lifeline provider takes 5-10 minutes to answer an emergency call grrr.
Will walk the kids to clubs tonight.
Also a no spend day again yay!
Aww OH has just brought me a steaming hot bowl of HM soup, bless im.0
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