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Barclay card oyster card

Dear people i got one of these cards with 6 months purchase intrest free, but i only got it for the free £25 that martin mentioned, if i cancel it now will it improve my credit rating or no? thanks for any replies.

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    I got one of these cards with 6 months purchases interest free, but I only got it for the free £25 that Martin mentioned. If I cancel it now, will it improve my credit rating or not?

    Whether or not cancellation would temporarily improve your credit rating, depends on your total credit - available and used - in relation to your annual income.

    The six months interest-free purchases are worth having, aren't they? Why throw that away?
    People who don't know their rights, don't actually have those rights.
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