Easter Monday What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Storecupboard meals
• Dig out the curtains I bought for my lounge 12 months ago which were too long and get my mum to take them up instead of going out and buying new ones:rolleyes:
• Make a loaf in breadmaker
• Clean house with stardrops and microfibre cloths
• Plant some of free seeds that were in my gardening magazine
• Try and not spend any money.

Have a good day everyone, enjoy the last day of the holiday:j

crawley_girl

Morning Sophiesmum and everyone else that follows...

Today I:
* am going into town and will use my free bus pass to get there
* will buy just what I need and nothing else!
* will work on my budget for the month (how many days have I been saying that?!)
* will sort out the id needed to claim bingo win

:heartpuls CG :heartpuls

socks42

Hi,

Today so far, I've done;

daily clicks
some searches for ipoints
Done ipoints competitions
Checked pigsback

Have a good day

Christine

headoutthesand

Morning folks - what a morning we've been having here in WC scotland.

It started off a lovely day so i thought i'd get the washing hung out and DS2 outside for a sleep in his pram. Just put his jacket on him, got the pram out for him to go in it and the next thing the sky is grey and it's snowing like the billy-oh. Looks like the clothes horse is out and the TD on for a wee while.

Today I have....

checked online banking
done piggy clicks and comps - now have enough for £30 voucher for myself
checked freecycle for items of interests - nowt
cleared out the kitchen cupboards and binned loads of stuff, just about to tackle the fridge and the oven.
switched the TV off till after lunch and have ds1 play with his play doh for a change rather than watching Nick Jnr all day long. He's been a little beesom so no telly for a week :mad:
I think I am going to start the slimming world diet again so i will dig out the books, get some recipe ideas and meal plan for this week

Can't be bothered doing anything else really. Got the docs again tomorrow to see if she will give me another line for work. Really can't face going back at all just now but i feel nervous asking for one. I've only ever been signed off work twice - the first time was when i was pregnant with DS1 cos i bled a lot and this is the second time. Can they refuse to sign you off?

Oh forgot to add, i've asked for a refund on a pair of shoes i bought on ebay. They are nothing like the picture and are falling to bits. The were listed as worn a few times but they are very much well worn. I've not heard anything back yet but i suppose it was only this morning.

crawley_girl

Nealy forgot, have done the pigsback comps too!

andan

headoutthesand, sorry to hear your not feeling too great, if you explain the situtation to your doctor am sure they will happily sign you off, probably something to do with their duty of care.

Hoping for another productive day today, but because i was so busy yesterday i have less to do today.

-Have decided on the perfect name for my massage business
-Off to check out more courses i can do to add to my list of skills - Done, decided on which ones and the dates
-Have been reading martins money diet book for any helpful hints
-Off to look at changing gas and elec over - Done, but we seem to be on the cheapest one!
-Do daily clicks - Done
-Work through emails - Done
-Make store cupboard meals - Done
-Get boyf to pick me up tonight so that i can drive home and have a free driving lesson
-Mop floors and clean bathroom that i didn't get to do yesterday
-Transfer all bookmarks over
-Print out some consultation forms for new business - Done
-Make my boyf have a full body massage
-Look at ways of marketing my business -Done
-Check online banking - Done
-Look for more mystery shops - Done
-Cut out coupon in paper regarding a free plant - Done
-Sort out paper work in to do tray
-Finish unit for O.U
-Decide on what i am going to regarding work, whtether i am going to leave, or speak to them about going down to four days a week, am really struggling as my job is very demanding as i work with children with special needs and the child i particularly work with is extremely volatile. - Decided to have a word with work and sort out going down to 4 days asap.
-Write a letter to my third placement for counsellign diploma.

Well thats it for me, hoping they'll be some time in there to relax! Have a good day everyone.

claireabelle_2

Hi everyone! Everyone is having such a productive day! We are going to go and spend the day in the pub, not exactly cost neutral electricity v beer costs but I should have some birthday-eve drinks bought for me!

Zeddy

Well I've had a good start to the day.

We advertised my husbands speakers on Saturday and someone has just picked them up and paid us £150 cash for them. I always hated them as they took up so much room in our little lounge but it took a while to convince my H.

On the back of this, my H has come downstairs with his collection of dance and hard house CDs and said I can list them all on Amazon - there are a few ones that have listed at an excellent price, but will check out ebay as well as some are going for quite a bit on there.

Have hung clothes on horse to dry.

Have written list for food we need to go and buy for the week.

Have spent the morning between listing CDs digging up tree/bush in garden to clear room for growing fruit and veg this year. In preparation I've planted some courgette seeds and strawberry plants.

After food shopping we may have lunch out paid for curtosey of the speaker money, but am just about to see if there are any online vouchers to cut the costs.

Have a great day everyone.

loopyloulou_3

I am just getting back into the DFW way! So far I have

Listed a couple of items on ebay - towards my holiday spending money fund!
Declined a shopping trip with my mum, to avoid any spending temptation!
Used up eggs in fridge as they were close to use by date
Done my meal plan for the week using freezer/storecupboard so I dont have to go near a shop!
Now I'm off to clean my car out ready for its MOT on Wednesday EEEEEK!

Have a good day everyone xx

Surfbabe

Morning / Afternnon everyone.

Well today I have done the accounts - manged to transfer £100 to savings and £100 to loan.
Found a £10 note - not sure whether to put it in Spot the Pig or not.(sealed pot challenge)
making a loaf of bread - sundried tomato

thats about it really

DebbieMids72

sophiesmum wrote: »

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Storecupboard meals
• Dig out the curtains I bought for my lounge 12 months ago which were too long and get my mum to take them up instead of going out and buying new ones:rolleyes:
• Make a loaf in breadmaker
• Clean house with stardrops and microfibre cloths
• Plant some of free seeds that were in my gardening magazine
• Try and not spend any money.

Have a good day everyone, enjoy the last day of the holiday:j

Well done SophiesMum. :T

I've got a Breadmaker too, and it's so easy to use. I must get round to using it again, I've made a lovely Madeira Cake with it (containing cherries). Yummy.