Write off ?!?

Twobabies

To cut a long story short...
...Picasso, smack up rear, insurance first say write off then when challenged over valuation change their minds and say it's 'economical to repair'. Have spoken to the garage who have recommended a new shell but have been told by insurance engineer to jig it and replace a variety of panels including the boot floor. I am highly sceptical that the car is repairable - garage are too! The garage man said 'I'm not supposed to say this but I wouldn't want it back...' How shall I play this? First dealings with insurance and any advice greatly received!!

Sk8lly

I work in a large Bodyshop and have had lots of dealing with people not wanting there car repaired. The insurance company will value your car at the Pre-Market Value. They will then dependent on what salvage value normally deem the car to be "Beyond Economic Repair" at about 70% of that figure. All though they can repair up to 100% of the vehicles Value. If the car requires a bodyshell then the garage should have estimated for that, It seems to me they must have put down for Jig and Panel replacement. You can argue your point with your insurer and try to get them to Total Loss your vehicle but it may be that there Valuation does not meet yours. In this case ask for a 2nd opinion. How old is Your Picasso??