We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
does goldfish search experian or equifax, who owns them now

Jam_tomorrow_2
Posts: 12 Forumite
in Credit cards
Has anybody recently applied for a goldfish card, I would like to know which credit agency they used for the search as my record with experian is better than equifax ( thought someone might have noticed on their reports which agency the search went through). does anybody know who owns them now ?
Thanks
Thanks
0
Comments
-
Jam_tomorrow wrote: »Has anybody recently applied for a goldfish card, I would like to know which credit agency they used for the search as my record with experian is better than equifax ( thought someone might have noticed on their reports which agency the search went through). does anybody know who owns them now ?
Thanks
Barclays now own Goldfish0 -
-
0
-
-
Ivan_Konstantinov wrote: »morgan stanley own goldfish
I believe Goldfish was recently taken over by BarclaysPeople who don't know their rights, don't actually have those rights.0 -
Morgan Stanley demerged their cards business as Discover Financial Services. Discover recently decided to pull out of the UK and sold Goldfish to Barclays.0
-
Originally Posted by Jam tomorrow
Has anybody recently applied for a Goldfish card?
I would like to know which credit agency they [Goldfish]used for the search as my record with Experian is better than Equifax
TBH, I think you're on a hiding to nothing. IME, Experian is used most, but the same lenders sometimes use either or both of the two main agencies.
Fortunately, there are ways to improve your chances of acceptance. For tips, I would have a look at the *Credit Rating* articles on the main site, in particular, Martin's *Manage and Improve your Credit Score* article, before you submit your next credit card applicationPeople who don't know their rights, don't actually have those rights.0 -
Moggles
why do some us both ?? Is it safer for them if they use both sort of a double checkup and those that use just 1 are they being more lenient towards the applicants??
on this list below, some dont even have red/green mark against them so who are they using !! Nobody or
just nobody actually knows or they don't disclose the information.
http://www.stoozing.com/cards.htm0 -
Morgan Stanley demerged their cards business as Discover Financial Services. Discover recently decided to pull out of the UK and sold Goldfish to Barclays.0
-
Morgan Stanley demerged their cards business as Discover Financial Services. Discover recently decided to pull out of the UK and sold Goldfish to Barclays.
Or slightly more accurately - Discover have announced the sale of Goldfish to Barclays in early February.
Its due to complete the sale sometime before July..
Regards
Sunil0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards