There will not be a crash

talksalot81

The_Dangerman wrote: »

There are plenty of people earning over 30k a year that aren't of the proffesions you quote, and that's not even in the South East.

Ah but you are assuming I am from one of those places, I am not. I am from Northern Ireland. This of course gives you extra reason to contemplate because you are no doubt aware that NI also is home to some of the highest prices outside London, very much comparable to the SE. So you are thinking that NI has such low wages (it is fact, look it up if you are in doubt) yet has such high prices... so perhaps indeed a crash may be possible.

I'm a bit perplexed if this possibility remains beyond your imagination.

carolt

pickles110564 wrote: »

There are still alot of us who will not be effected by a crash because we do not need to sell.
We have ridden out a crash before and will again.
As long as people who have bought recently have done their sums and are not needing to sell they will be fine.
Yes people who get divorced lose jobs etc may have to sell, but that is not everyone out there.
I just wish that people who have to sell dont get burnt to much and are able to do what ever makes them happy.
People like squatnow have to take out all their failings on others and try scaring everyone else with poppycock, just to try and make themselves feel better, however in the long term they will sit back all alone and will have a quiet moment and wish they had not tried to scare and wish misery on normal people just trying to carve out their little palace in this fine country we call England

Amen to that (except for the spelling error - I do hate the confusion of affect and effect..) and the needless slur on squatnow's blameless character. Let's hope we can all, homeowners and would be FTB's both, manage to get along and do fine.

What a wonderful country we live in.

Out of interest, how old are you, pickles110564? You write in a charmingly old-fashioned way.

talksalot81

pickles110564 wrote: »

There are just over 3300 people working at the company we work for and there are only a few office staff that earn less than what i have quoted, the rest off us work a shift system 2 x 12hr daysthen 2x 12hr nights then 4 days off ( we then come in and do overtime on a couple of our days off).
As I said before this company is a brilliant one to work for and pays well but we do work very hard. All you need when you start is a clean driving license and our company trains us to very high standards in all areas of plant equiptment.
They also take graduates in at senior staff level and fast track them through the business, this then opens up loads of different career options and if you want you can transfer to overseas contracts within the organisation.

That is fine where you are, but the numbers you are stating are totally unrealistic in Northern Ireland.

pickles110564 wrote: »

As Norman T once quoted get on your bike and find better paid jobs they are out there

It is clear that neither you nor Norman T has any meaningless experience of Northern Ireland.

ryandj wrote: »

I work in a lab and a salary of over £28K is not unbelievable. And I am not a manageer or anything. This is in the South East, no doctorate, I have a MSc. My girlfriend has similar. Most people I know are on a similar level, all graduates, not post grads.

Well, if you were in Northern Ireland, you would be struggling to find a job at all! If you found yourself paid £20k you would be relatively fortunate. With my own and my colleague's experiences, I can tell you that the salary you are getting would be more typical of a Ph.D. educated individual with a few years experience. The reality for graduates over here is that one will often get a similar income by accepting a Ph.D. stipend as opposed to searching for a job.

ryandj wrote: »

And my electrician brother, and my mortgage adviser brother too. And my social worker mother, all above this £28K!

Marvellous but again you are talking about somewhere different than I. I should also point out that your brothers are both heavily reliant upon the housing boom. If they are intelligent, they will be moderately concerned when considering the events of recent months.

So here we have it. I clearly stated "in my part of the country". I made no attempt to hide it. Then you have all responded by questioning the validity of my comments by referring to somewhere other than "my part of the country". So maybe you would all like to start again....

pickles110564

talksalot81 wrote: »

Then you have all responded by questioning the validity of my comments by referring to somewhere other than "my part of the country". So maybe you would all like to start again....

Stop moaning and come and join the party where we live:rolleyes:
We even have a decent football team with you Irish in it.
ITFC

pickles110564

carolt wrote: »

Amen to that (except for the spelling error - I do hate the confusion of affect and effect..) and the needless slur on squatnow's blameless character. Let's hope we can all, homeowners and would be FTB's both, manage to get along and do fine.

What a wonderful country we live in.

Out of interest, how old are you, pickles110564? You write in a charmingly old-fashioned way.

does 110564 mean anything?

mr&mrs

Having read the heated posts on here I thought I should add a comment.

Life really is so short and we are, as individuals, on this planet for such an infinitesimally short time. We should try to enjoy life and make the most of each day and the people who we care about rather than worry whether we've 'made' money on our house or 'lost' money.

If a house price crash happens, it happens. If it doesn't, it doesn't. Post after post on this forum will make no difference to the future of the housing market. What goes around, comes around. Live life for the moment, and make memories for the future. Be happy.

A quote from a recent Ikea magazine:

Do you life in a house or a home?
Are you in it for the money or the love?
Do you think you'll be happy when you move?
Or are you happy now?
Does it give you financial security or emotional warmth?
Does it make you feel like you're getting somewhere?
Or does it make you feel like you're there now?
If it could talk, could it tell anyone what your favourite colour is?
When your little boy draws a plane on the wall, do you reach for the paint roller or grab another crayon and draw a rocket?
Is it perfect?
Or is it real, and still perfect?
Do you keep it as empty as possible to create space, or do you fill it with all the people and things you enjoy the most?
Do you look in estate agent's windows?
Or do you look in your own window and think 'how lovely'?
Are you constantly monitoring its price or are you measuring its occupants' heights on the back of the bathroom door?
What's the most important thing you put into it, two fifths of your salary, or your life and soul?
What's the most important thing you'll get out?
A profit?
Or a treasure trove of memories that'll never, ever go down in value but always up.
It's not too late.
A house can always become a home.
Love, not money.
That's what gives a home a soul.
And a home's soul is NOT FOR SALE.

pickles110564

mr&mrs wrote: »

Life really is so short and we are, as individuals, on this planet for such an infinitesimally short time. .

True
One thing is certain, there aint no reincarnation, because I would have known to come back this time as a woman.
It would nice to be right all the time;) :rotfl: :rotfl: :rotfl:

pickles110564

Addy1 wrote: »

even though we live in rented!

There is nothing wrong with living in rented, we have done it. All it does is make you realise that you will do anything to improve the situation that you find yourself in.

Addy1

pickles110564 wrote: »

There is nothing wrong with living in rented, we have done it. All it does is make you realise that you will do anything to improve the situation that you find yourself in.

That's why I'm buying!

subjecttocontract

pickles110564 wrote: »

True
One thing is certain, there aint no reincarnation, because I would have known to come back this time as a woman.
It would nice to be right all the time;) :rotfl: :rotfl: :rotfl:

I saw a sign on our works notice board last week......it said:-

For Sale. Complete set of Encyclopedia Britannica. No longer needed. Got married last month and wife knows everything !