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Goldfish CC ... credit rating?
Willspireite
Posts: 218 Forumite
in Credit cards
Hi folks,
Have done a search on the forum for any other threads but couldn't find anything ... so apologies if tis is covering old ground, but have tried!
I was going to try and sign up through Quidco, as it's £50 cashback, but was wondering how 'good' your credit rating has to be to get this card? I know there's meant to be no set criteria as such ... but let's face it, I know there's base level cards, like Vanquis and Capital One, I have a Capital One card which I ave managed well, however my credit history is lacking from my student days ... and hopefully the bad old days will be off my record in the next couple of years.
Is Goldfish one of the perfect ratings and high income cards? Or is it worthwhile applying for with a not perfect rating?
I don't want to apply if there's no hope at all of getting accepted. Cheers!
Have done a search on the forum for any other threads but couldn't find anything ... so apologies if tis is covering old ground, but have tried!
I was going to try and sign up through Quidco, as it's £50 cashback, but was wondering how 'good' your credit rating has to be to get this card? I know there's meant to be no set criteria as such ... but let's face it, I know there's base level cards, like Vanquis and Capital One, I have a Capital One card which I ave managed well, however my credit history is lacking from my student days ... and hopefully the bad old days will be off my record in the next couple of years.
Is Goldfish one of the perfect ratings and high income cards? Or is it worthwhile applying for with a not perfect rating?
I don't want to apply if there's no hope at all of getting accepted. Cheers!
£10 a day in November = £593.31 / £300
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Comments
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Willspireite wrote: »Is Goldfish one of the perfect ratings and high income cards? Or is it worthwhile applying for with a not perfect rating?
Hiya
Sorry to disappoint you but I believe Goldfish card targets people with "excellent" credit score. This is due to the fact that its interest rate is very low and the card is owned by Morgan Stanley (they're quite pompous).0 -
In that case I'll save myself the bother!!skyrider007 wrote: »Hiya
Sorry to disappoint you but I believe Goldfish card targets people with "excellent" credit score. This is due to the fact that its interest rate is very low and the card is owned by Morgan Stanley (they're quite pompous).
Cheers skyrider ... appreciate help! :beer:£10 a day in November = £593.31 / £3000 -
skyrider007 wrote: »the card is owned by Morgan Stanley (they're quite pompous).
Soon the lot will be owned by Barclaycard, maybe not quite so pompous then
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* I've read Goldfish's Summary Box and found that their minimum credit limit is only £500. Maybe those with "okay" credit score will be able to get the card.0
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