Wednesday 19/03/08 What small dfw thing have you done today???

crawley_girl

Evening guys

I had probs finding this thread too!

Ok, today I:
* used free bus pass to get to home from work
* worked an extra 3 hours today
* received my pigsback voucher
* used my 'free' texts to contact some chums
* will do my pigsbacks comps
* have checked online banking and all is well!
* will just log on to read it, swap it and see what's going on down there!

:heartpuls CG :heartpuls

angel_nicx

dancingfairy wrote: »

Have you posted an SOA? see the sticky at the top of the thread for newbies - then we can see if we can spot any savings for you.
x df

SOA? Que?

I presume there is a link at the top explaining what I need to do!

Thanks again :beer:

headoutthesand

Evening all - espically Angel

I felt silly posting for the first time too - a bit like i was gate crashing a special club

Today I.....

checked online banking - £73 paid in so a big surprise
done piggy click and comps
cleaned my whole downstairs with stardrops - how good are they?!?!?!?
Spent the rest of the morning telling boys not to touch the windows, fire etc
done 3 washes at 30
hung 3 washes on line - i'm loving this fab weather
walked DS1 to nursery rather than take car
went to town to get some jiffy bags for ebay sales - How good is poundstretcher
posted 1 ebay parcel
done weekly top up shop but went £4 over budget. This was because i decided to buy chocolate biscuits for a change since i'm off work
Sent OH to bed so that he can do OT tonight
phoned Next - again - and asked them to reduce my credit limit - again. chopped £1000 off my limit.

sans_2

Hi,

angel_nicx - I'm sure you will be addicted to MSE like the rest of us.

My dfw things for today:

• Got up at 6:30am despite being on holiday so I could package up some of my sold Ebay items. Managed to package 6 in total before dropping off DS at my parents
• Got my Arield shower timer in the post.
• Breakfast at my parents.
• Mum posted off my Ebay items.
• Received postal order for item sold yesterday.
• Sent Ebay invoices for my buyers. Still got several to do.
• Cut off all address from junk mail (I keep them to stick at the back of letters/packets I post)
• Lunch at my parents.
• Tesco

- got 2 receipts with points added at customer services
- found 2 receipts with points
- got 3 x apples, value bran flakes, value pasta and value chicken stock cubes (used 3 x thanks for being a Food member extra points coupon, 3 x competition coupons, 3 x 10 points for buying fruit, 1 x 10 points for buying stock and 1 x points coupon for buying pasta and got 2 green points for reusing a carrier bag). Also got a till spit for hot cross buns

• Asda

- got 1 x tin of smart price kidney beans 7p, 2 x smart price milk chocolate (for DS to make crispie cakes), 4 magazines and yeast 35p (used 2 x £1, 1 x £1.25 and 30p off coupons)
- got my mum a pack of 6 x muller yoguarts (used free muller yoguarts voucher from the Daily Record which expires today)

• Boots

- got Soap & Glory Spa body wash, Trebor mints, toothbrush, mini John Freida serum 5ml (used 2 x 200 points on S&G Spa, 1/2 price voucher for toothbrush and £2 haircair voucher). Paid £5.50 and 400 points back on my advantage card - the 1/2 price toothbrush voucher makes the toothbrush free and actually knocks off 1p from my other shopping.

• Will continue packaging up my Ebay stuff tonight.
• If I do a washing it will be at 30deg and dried indoors of course.
• Gave my my mum the box of 4 ferrerro rochers for my sisters (got free from Woolworths when I got The Sun paper a few weeks ago-for Easter instead of eggs as they like to watch their figures and say they have too much chocolate) for my youngest sister gave her an Aero easter eggs with the pamper voucher I got in Asda reduced to £1 a few weeks ago.
• Oh nearly forgot had a Bounty voucher at the bottom of my bag so collected that at Asda.
• Also found 6p.

dancingfairy

Hi angel_nicx - it is basically a very detailed list of everything you spend money on in a month (or week if you are paid weekly) and what is coming in , also who you owe money to, how much, min payments, card limit, apr etc. This is so people can spot areas where you can cut back without too much pain -ie have you switched gas/electric provider etc- or you could get that much cheaper via xyz. We can also see whether you can just about make min payments or whether you need to consider options like DMP's, IVA's bankruptcy etc. People can also advise on the best method to pay the debts off to minimise the interest you are paying etc and spot whether you have some spare space on one credit card that you could shift more expensive debt onto - saving yourself interest etc.
It would be best to do this on a seperate thread of you very own - go to thread tools in the DFW main board screen and click start new thread (or something like that-can't remember) then people will see it and give you advice - otherwise it may get a bit lost in here.
Good Luck
P.S you don't have to post an SOA - some people would rather keep it private but if you wish to contact a free debt charity they will ask you for one so it's wise to do one whether or not you wish to share it with us.

Bagpuss741

Today I have:

1. Online banking.
2. Updated speadsheets
3. Spending diary
4 I got to see doctor who being filmed in a local park:j :j I saw David Tennant:A John barrowman and noel clarke (Mickey) I'm sooo happy

andan

Starting to worry as i couldn't find this thread, is missing some of its usual title so threw me a bit!

Well, was meant to be going out tonight but my friend cancelled, am actually pleased as have so much to catch up on, thank goodness its the Easter weekend.

My dfw things for today:
-Went to the bank and withdrew my £40, this will be used as the last bit of money i have to payday, so am scrimping and saving.
-Am having a store cupboard tea.
-Reading through emails and will do any surveys i recieve
-Got confirmation back to say i have been assigned five mystery shopping jobs which is great
-Also got a voice message today to say i have an interview for a new job, next week, so am really pleased, although it depends if they let me move the interview time.
-Will do some studying
-Pay a credit card bill so i don't incur a fine

Think thats it for me this evening, hope everyone has a good night.

Candy0107

lilmoi1985lm wrote: »

spending nothing today as off work ill in bed so only spending money on re-charging lap top battery every few hours! hehe

There must be something going round - hope you feel better soon

Cleosmum

How are you feeling Candy? I can feel a cold coming on and I'm sneezing well, just in time for easter yay lol. At least I can yell at the kids again

Heffi1

Evening - well I have checked online banking and still not been paid, and waiting for some things to come out. Payday tomorrow though or so I am led to believe with Easter round the corner.

No eggs this year for the kids - 22 and 19 so they should understand hubby on the other hand will probably sulk he loves chocolate. He will have to get used to it though lol!

Not much else to report today.

Heather.