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POLL: Cash or credit card for purchases?

2

Comments

  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    CannyJock wrote: »
    Also linked from the Budget & Current account forum :p

    And the Debt Free Wannabee board :p

    Wouldn't be fair otherwise :p
    Only after I pointed it out!
    ;-)
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    CC for most things (which is clearly reflected in my sig!), but cash for little things like the paper etc. I now have a cashback CC that I pay in full each month, and only spend what I can afford to pay back, like a good girl :D
    DFW btw....
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Mozette
    Mozette Posts: 2,247 Forumite
    Credit card so long as it's a cashback & you pay it in full every month. [If you don't trust yourself to do that, then cash is probably best.]
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    I pay with debit card for most things, credit card if I don't have any cash or I want to pay for something later.
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    Biggles wrote: »
    Only after I pointed it out!
    ;-)

    Great minds and all that :)

    But fair call, DFW was a later thought :)
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Cash/Debit card.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • MoneyMagnet
    MoneyMagnet Posts: 245 Forumite
    Credit card - it's much more convenient (especially as I do a lot of shopping online), and easy to keep track of. But I always put the money aside from my current account for each purchase, and then use that to pay the card in full each month.
  • CopperPlate_2
    CopperPlate_2 Posts: 1,508 Forumite
    Credit card for about 70% of monthly purchases - cash for the odds and ends. Spend on the CC, transfer the cash from one account into another and then the whole lot comes out by direct debit every month.
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    C/C paid off in full last 25+ years
    There will be no Brexit dividend for Britain.
  • ryandj
    ryandj Posts: 523 Forumite
    gfplux wrote: »
    C/C paid off in full last 25+ years

    Every month?

    Have any people in similar situations had their c/c cancelled lately?
This discussion has been closed.
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