Who uses cheque guarantee card these days?

skyrider007

Bluebirds1975 wrote: »

I had my Maestro card from HSBC last month and it came with a £100 cheque guarantee on it

Do you/have you used it?

Bluebirds1975

skyrider007 wrote: »

Do you/have you used it?

Have used it as a debit card but not as a cheque card. Cant really see me ever using it to be fair plus not many places take cheques anymore

Debt_Free_Chick

I still make plenty of payments by sending a cheque via Royal Mail. Although, of course, those cheques don't need the guarantee number on them.

ShelfStacker_3

I occasionally use a cheque if I *need* to buy something desperately a few days before payday. I don't have a guarantee card, but I do this at work so I'm a known customer

PROLIANT

I have just asked Alliance and Leicester for a cheque guarantee card today, they said they will email the other department and i will have a decision next week.

msaquib

Hi,

Do LTSB still do 100 Cheuqe cards?

I recently opened classic account and received a Visa Debit card but it has no cheque guanrantee limit.

Thanks
MS

ryandj

Is there anywhere you can still pay with cheques and a guarantee card?

I always thought what is the point of paying by cheque and handing over your guarantee card, when you could just pay on the same debit card.

skyrider007

ShelfStacker wrote: »

I occasionally use a cheque if I *need* to buy something desperately a few days before payday. I don't have a guarantee card, but I do this at work so I'm a known customer

That's what your HSBC Master Card is for! Ditch the cheque and get up to 59 day of free credit with your card :j

msaquib wrote: »

Do LTSB still do 100 Cheuqe cards?

I recently opened classic account and received a Visa Debit card but it has no cheque guanrantee limit.

I think banks are phasing out cheque guarantee cards.

ryandj wrote: »

Is there anywhere you can still pay with cheques and a guarantee card?

I always thought what is the point of paying by cheque and handing over your guarantee card, when you could just pay on the same debit card.

I couldn't think of any high street shops that still accept cheques.

ShelfStacker_3

ryandj wrote: »

Is there anywhere you can still pay with cheques and a guarantee card?

I always thought what is the point of paying by cheque and handing over your guarantee card, when you could just pay on the same debit card.

Waitrose do, for certain; they're mainly used by the elderly and people scared of card fraud (thanks, media).

Of course, they're our main remaining avenue for payment fraud; card fraud happens so very rarely in-branch, thanks to Chip and PIN.

skyrider007

ShelfStacker wrote: »

Waitrose do

Is that where you work?