Warning for Credit Expert users

Jezbenbow

Myself and the missus took up Experians 'Credit Expert' Free Credit Report offer about 3 months ago (as recommened on this site). We both registered our details and filled out the on-line information forms and then cancelled our subscription about 3 weeks after signing up so we wouldn't have to pay anything.

I have since recently received in the post pre-approved Credit card application forms from a company called Vanquis Credit made out in the name of our 7 month old baby girl.
Gobsmacked, I called Vanquis to ask them why they were sending these application forms to my baby daughter when there is no way in the world she would want a credit card at 7 months of age.
They have since verbally promised to remove her details from their database but have also informed me that they were originally given the information by Experian.

So I have tried to call experian several times this morning to complain. The first 3-4 attempts I was cut-off without warning and when I did get through to an operator I was passed onto three different departments before finally being diverted to somebodies answer machine.

The thing is, Me and the missus have both always been very very careful to tick the "third party" exemption boxes on all applications form that we fill out and of course we haven't recieved a single letter from Vanquis in our names. Just the baby.

This leads me to believe that Experian may be passing on the information of our children regardless of whether or not you tick the "third party" box.
If the application form is in your name but you then fill in your childrens details, their details are still being passed onto these third party credit companies regardless.

I've sent Equifax 'Credit Expert' an email asking them to contact me to explain why this has happened and as yet have not received a response.

I'm just wondering if there is anything else I can do to make sure that her details are removed from their database. I dont know how many third party companies already have this information and I am very concerned that her identity may now be at risk.
The Credit Card applications she has received only required a signature and brief details about income. We are hoping to move house later this year which means the next occupier may recieve mail in her name.

I am well and truly "cheesed off" about the whole thing and the more I think about it the more it annoys me. :mad:

Sorry for ranting but thanks for reading. I suppose I just wanted to warn other people about what has happened.

JEZ