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Transfer to low interest credit card

I have a bank loan which I would like to transfer, if possible, to a credit card with a low interest rate for the life of the balance as the rate I have for the loan is higher than I want to pay.

Comments

  • Bokkens
    Bokkens Posts: 505 Forumite
    Check out Virgin as it gives 0% for 15months on Balance Transfer and allows this to be transfered into your bank account where you then pay off the loan.
    Previously known as Bokken,registered at MSE in Nov 04,computer glich deleted my access but it is fun building up my stars from scratch,again.:D
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    What is the loan APR?
    Also note that there may be an early settlement fee for paying off the loan early - as well as a 3% (usually) fee for a Balance Transfer.

    Can you give us any more details?
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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