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Two Credit Card Applications
Jessiepig
Posts: 211 Forumite
in Credit cards
Hi dont normally come to this board so any help much appreciated.
Can i apply for a Virgin CC in my name with my husband as second card holder and can he apply for one in his name with me as second card holder.
Can i apply for a Virgin CC in my name with my husband as second card holder and can he apply for one in his name with me as second card holder.
£2 saver club, over £200 now:
1p a day increase saving. Paid up to middle April
:j
1p a day increase saving. Paid up to middle April
:j
0
Comments
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Yes you can.0
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Yes, but since this card's 0% on purchases offer is a poor 3 months only, why would you each want to be second cardholders as well?0
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Looking for transfer of balance not purchases. My husband does not need me but I need him in order to get high enough credit limit£2 saver club, over £200 now:
1p a day increase saving. Paid up to middle April
:j0 -
Having your husband as a second cardholder won't increase your credit limit.My husband does not need me but I need him in order to get high enough credit limit
However, having a reasonable 'total household income' might increase your credit limit, regardless of whether he's an additional cardholder or not.0 -
Thank you for your advice looking at lots of options£2 saver club, over £200 now:
1p a day increase saving. Paid up to middle April
:j0 -
With ref to credit limit-I hold a virgin card (got it 6 mo ago) and I take home £1000 a month and my limit is £2000-I have never missed a payment on any credit cards
My partner is older than me-has missed a couple of payments and earns less then me and his limit is £2500-so the limit is pretty much pot luck I reckon
But i think it's a great card for the bal tfr-beware though..miss a payment and your 0% ceases immediatly-as my partner has just learnt! Whoops!Loan-£3600 only 24 months of payments to go!!!
All debt consolodated and cards destroyed!!
As D'Ream would sing 'Things.....can only get better'!!!0 -
Scousebird wrote: »With ref to credit limit-I hold a virgin card (got it 6 mo ago) and I take home £1000 a month and my limit is £2000-I have never missed a payment on any credit cards
My partner is older than me-has missed a couple of payments and earns less then me and his limit is £2500-so the limit is pretty much pot luck I reckon
But i think it's a great card for the bal tfr-beware though..miss a payment and your 0% ceases immediatly-as my partner has just learnt! Whoops!
*cough* direct debits *cough*"A child of five could understand this. Fetch me a child of five." - Groucho Marx0
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